148 W Main St, Westminster, MD 21157 Property Records

Carroll County property record for 148 W Main St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 5,492 sqft · built 1881
Lot Size	0.196 acres (8,537 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Feb 2023)
Tax Bill	$7,109 (2026)
Deeds & Mortgages	Feb 2023 Sale Mar 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-063059`

Property Details

APN / Parcel Number

Primary APN	`07-063059`
Alternative APNs	`7063059` `063059`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,492 sqft Total Area

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Exterior Material	Brick
Construction Type	Frame
Roof Material	Metal
Lot Area	8,537 sqft (0.196 acres)
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	063059
Street Address	148 W MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-4448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-750
Legal Description	LT - 0.196 AC 148 W MAIN ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3017
Census Tract	507500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1008 KLEES MILL RD, WESTMINSTER, MD 21157-8406
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY
Mar 8, 2022	Deed, Transfer INHOUSE TITLE COMPANY, IN HOUSE TITLE CO
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit HARD MONEY BANKERS
Feb 20, 2018	Grant Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL
Jan 25, 2019	Grant Deed, Transfer · Conventional Mortgage HARD MONEY BANKERS
Jun 27, 2017	Trustee's Deed, Foreclosure NEW WORLD TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Prior Sale	Mar 8, 2022 · Amount on Record
Deed Book / Page	10977 / 305
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	0087330255
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 8, 2023
Property Address	148 W MAIN ST, WESTMINSTER, MD 21157-4448
Document Number	0109770305
Book / Page	10977 / 305
Instrument Date	Jan 31, 2023
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 KLEES MILL RD, WESTMINSTER, MD 21157-8406

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 8, 2022
Property Address	148 W MAIN ST, WESTMINSTER, MD 21157-4448
Document Number	0106970062
Book / Page	10697 / 62
Instrument Date	Feb 15, 2022
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	INHOUSE TITLE COMPANY, IN HOUSE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 W 34TH ST, BALTIMORE, MD 21211-2659

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	148 W MAIN ST, WESTMINSTER, MD 21157-4448
Document Number	0091230166
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	FRONT DOOR TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	148 W MAIN ST WESTMINSTER MD 211574448, WESTMINSTER, MD 21157-4448

Mortgage

Document Number	0091230166
Date	Sep 19, 2018
Book Page	009123/000166

Lender

Name	HARD MONEY BANKERS
Type	Funding / Finance Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 20, 2018
Property Address	148 W MAIN ST, WESTMINSTER, MD 21157-4448
Document Number	0089440146
Book / Page	008944 / 000146
Instrument Date	Feb 7, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	COMMERCIAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	213 N UNION ST HAVRE DE GRACE MD 21078, HAVRE DE GRACE, MD 21078

Mortgage

Document Number	89440149
Date	Feb 20, 2018
Book Page	008944/000149

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 25, 2019
Property Address	148 W MAIN ST, WESTMINSTER, MD 21157-4448
Document Number	0092120478
Book / Page	009212 / 000478
Instrument Date	Jan 15, 2018
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	148 W MAIN ST WESTMINSTER MD 211574448, WESTMINSTER, MD 21157-4448

Mortgage

Document Number	92120485
Date	Jan 25, 2019
Book Page	009212/000485

Lender

Name	HARD MONEY BANKERS
Type	Funding / Finance Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 27, 2017
Property Address	148 W MAIN ST, WESTMINSTER, MD 21157-4448
Document Number	0087330255
Book / Page	008733 / 000255
Instrument Date	Apr 19, 2017
Transaction Type	Foreclosure
Record Updated	Jul 25, 2017
Title Company	NEW WORLD TITLE

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 KIRKCOLM RD TOWSON MD 212861740, TOWSON, MD 21286-1740

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,109.00 (+6.9%)	$73,000 (-78.6%) Land $73,000	$73,000 (-78.6%) Land $73,000
2025	$6,650.00 (+15.33%)
2023	$5,766.00	$341,200 Land $73,000 Building $268,200	$341,200 Land $73,000 Building $268,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone, Verizon.

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