148 Victor Ln, Royal, AR 71968 Property Records

Garland County property record for 148 Victor Ln, Royal, AR 71968

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,456 sqft · built 2003
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$78,500 (Dec 2019)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-18826-000`

Property Details

APN / Parcel Number

Primary APN	`100-18826-000`
Alternative APNs	`1072576.0` `11700`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile/Manufactured
Construction Type	Manufactured
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Deck Area	256 sqft
Patio Area	96 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	148 VICTOR LN
City	ROYAL
State	AR
Zip	71968-9572
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT SE NW
Legal Range	21W
Legal Township	03S
Legal Section	06
Legal Subdivision	06-3S-21
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	3
Census Block	3014
Census Tract	11102

Owner

148 Victor Ln, a mobile home, is owned and occupied by an individual who bought it in December 2019.

Source: Garland County records, as of October 16, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 56, ROYAL, AR 71968-0056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LITTLE ROCK MORTGAGE CORP
Dec 3, 2019	Warranty Deed, Transfer VANDERBILT MTG & FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Nov 4, 1988 · Amount on File
Deed Book / Page	4110 / 204
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	0025340789
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	148 VICTOR LN, ROYAL, AR 71968-9572
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	LENDERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038280892
Date	Mar 17, 2017
Book Page	3828/0892

Lender

Name	BANK OF LITTLE ROCK MORTGAGE CORP
Type	Mortgage Company
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2037

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Dec 3, 2019
Property Address	148 VICTOR LN, ROYAL, AR 71968-9572
Document Number	0041100204
Book / Page	004110 / 000204
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 HERSHELL RD ROYAL AR 71968, ROYAL, AR 71968

Mortgage

Document Number	41100207
Date	Dec 3, 2019
Book Page	004110/000207

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount on Record
Term	276 Months
Due	Dec 2, 2042

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$16,640 Land $5,920 Building $10,720
2023	Homeowner's exemption	$16,640 Land $5,920 Building $10,720	$83,200 Land $29,600 Building $53,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 Victor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Victor Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wireless ETC.

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