Chatham County property record for 148 Vale Loop, Savannah, GA 31405 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2021 |
| Lot Size | 12,632 sqft (0.29 acres) |
| Garage | 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,325.00 (2025) |
| Primary APN | 1-0991G-01-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Stories | 2 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 400 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 228 sqft Porch |
| Heating System | Heat Pump Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Street Address | 148 VALE LOOP |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31405-9315 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 20 COTTONVALE PHASE 1 - 52/6 12 |
| Legal Phase | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | CHATHAM GA |
| Minor Civil Division | POOLER-BLOOMINGDALE |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 10815 |
Source: Chatham County records · APN 1-0991G-01-020
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 VALE LOOP, SAVANNAH, GA 31405-9315 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE |
| May 20, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 27, 2026 |
| Property Address | 148 VALE LOOP, SAVANNAH, GA 31405-9315 |
| Document Number | 3991000786 |
| Book / Page | 3991 / 786 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 148 VALE LOOP, SAVANNAH, GA 31405-9315 |
| Document Number | 3991000786, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 3991/786 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 01, 2051 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 148 VALE LOOP, SAVANNAH, GA 31405-9315 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0023770114 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 0000002377/0000000114 |
| Name | GUILD MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 20, 2021 |
| Property Address | 148 VALE LOOP, SAVANNAH, GA 31405-9315 |
| Document Number | 0023760796 |
| Book / Page | 2376 / 796 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021-006306 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 VALE LOOP, SAVANNAH, GA 31405-9315 |
| Document Number | 0000023771 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2377/1 |
| Name | GUILD MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2051 |
| Document Number | 0023770114 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 0000002377/0000000114 |
| Name | GUILD MORTGAGE |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,120 (+4.1%) Land $24,000 Building $113,120 | $342,800 (+4.1%) Land $60,000 Building $282,800 | |
| 2025 | $3,325.00 (+13.95%) Homeowner's exemption | $131,720 (+26.95%) Land $24,000 Building $107,720 | $329,300 (+26.95%) Land $60,000 Building $269,300 |
| 2023 | $103,760 (+14.22%) Land $16,000 Building $87,760 | $259,400 (+14.22%) Land $40,000 Building $219,400 | |
| 2022 | $2,918.00 | $90,840 Land $15,040 Building $75,800 | $227,100 Land $37,600 Building $189,500 |
Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 68% of the US · above 96% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 412 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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