148 Union St, Douglas, MI 49406 Property Records

Allegan County property record for 148 Union St, Douglas, MI 49406

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,845 sqft · built 1867
Lot Size0.55 acres (23,958 sqft)
OwnerCompany Name on Record
Last Sale$1,520,000 (Oct 2025)
Tax Bill$9,298 (2025)
Deeds & MortgagesOct 2025 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN59-250-003-00

Property Details

APN / Parcel Number

Primary APN59-250-003-00
Alternative APN
  • 03-59-250-003-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,845 sqft Living Area
1st Floor Area1,138 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1867
Effective Year BuiltEffective 1867
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions99 ft deep x 66 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address148 UNION ST
CityDOUGLAS
StateMI
Zip49406-5102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3 NBHD C
Legal DescriptionLOTS 3, 4, & 5 INC. FINLAY'S ADDITION ALSO COM AT CTR OF SEC TH S 982.11' TH CONT S 8' TH W 157.29' TH S 66.15' TH W 73.72' TH N 74.17' TH E 231.11' TO POB SEC 16 T3N R16W (09).
Legal Range16W
Legal Township03N
Legal Section16
Legal SubdivisionINC FINLAYS ADD
Legal Lot Number3-4
JurisdictionALLEGAN MI
Township / Civil DivisionDOUGLAS
Census Block Group2
Census Block2039
Census Tract30802

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address148 UNION ST, DOUGLAS, MI 49406-5102
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Warranty Deed, Transfer
CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
MACATAWA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2025 · Amount on Record
Deed SaleOct 31, 2025 · Amount on Record
Prior SaleJan 10, 2002 · Amount on Record
Deed Document Number202517589
Deed Book / Page5082 / 882
Prior Transfer DateAug 26, 2008
Prior Transfer Doc3264/292
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateOct 31, 2025
Property Address148 UNION ST, DOUGLAS, MI 49406-5102
Document Number005082/882
Book / Page5082 / 882
Map ReferenceLB 2 PG 17
Instrument DateOct 24, 2025
Instrument2025017589
Transaction TypeTransfer
Record UpdatedNov 11, 2025
Title CompanyCHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Tax$11,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1540 N LAKE SHORE DR # DR6S, DR6S, CHICAGO, IL 60610-0100

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 UNION ST, DOUGLAS, MI 49406-5102

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address148 UNION ST, DOUGLAS, MI 49406-5102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4533/454
DateNov 4, 2020
Book Page4533/454
Lender
NameMACATAWA BANK
TypeBank
AddressHOLLAND, MI 49424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityDouglas City
Unified School DistrictSaugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$599,100 (+20.4%) Land $175,600 Building $423,500$1,198,200 (+20.4%) Land $351,200 Building $847,000
2025$9,298.00 (+4.52%) Homeowner's exemption$497,600 (+30.47%) Land $120,200 Building $377,400$995,200 (+30.47%) Land $240,400 Building $754,800
2024$8,896.00 (+20.56%)
2023$381,400 Land $82,500 Building $298,900$762,800 Land $165,000 Building $597,800
2020$7,379.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALAMAZOO LAKE SEWER & WATER AUTHORITY
serves 5,000 people · EPA ID MI0003525
Water SourceGroundwater
Last State InspectionJun 2021
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number