148 Truman Rd, Franklin, TN 37064 Property Records

Williamson County property record for 148 Truman Rd, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,407 sqft · built 2014
Lot Size	0.231 acres (10,057 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Jul 2026)
Tax Bill	$3,855 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106L-B-002.00-000`

Property Details

APN / Parcel Number

Primary APN	`106L-B-002.00-000`
Alternative APNs	`094106L B 00200` `1084589`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,407 sqft Living Area
Gross Area	3,936 sqft
1st Floor Area	2,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,057 sqft (0.231 acres)
Lot Dimensions	125 ft deep x 80.2 ft wide
Garage Type	Attached
Garage Area	529 sqft
Driveway	Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	148 TRUMAN RD
City	FRANKLIN
State	TN
Zip	37064-8346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD HIGHLANDS @ LADD PARK SEC16 PB 58 PG 26 LOT 0457
Legal Subdivision	HIGHLANDS @ LADD PARK
Legal Lot Number	0457
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	4
Census Block	4048
Census Tract	51002

Owner

148 Truman Rd is owned and occupied by two individuals who bought it in July 2026.

Source: Williamson County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 TRUMAN RD, FRANKLIN, TN 37064-8346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Sep 12, 2023	Intrafamily Transfer, Transfer
Mar 22, 2021	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Mar 22, 2021 · Amount on File
Deed Document Number	202626067
Deed Book / Page	10085 / 242
Prior Transfer Date	Apr 25, 2023
Prior Transfer Doc	0093310382
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jul 21, 2026
Property Address	148 TRUMAN RD, FRANKLIN, TN 37064-8346
Document Number	0000026067
Book / Page	10085 / 242
Instrument Date	Jul 15, 2026
Instrument	202626067
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CHAPMAN ROSENTHAL TITLE, CHAPMAN & ROSENTHAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373,326.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 TRUMAN RD, FRANKLIN, TN 37064-8346

Mortgage

Document Number	0000026069,
Date	Jul 21, 2026
Instrument	202626069

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Sep 12, 2023
Property Address	148 TRUMAN RD, FRANKLIN, TN 37064-8346
Document Number	0093310382
Book / Page	9331 / 382
Map Reference	MB P58 PG 26
Instrument Date	Aug 25, 2023
Instrument	23026504
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	148 TRUMAN RD, FRANKLIN, TN 37064-8346

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 22, 2021
Property Address	148 TRUMAN RD, FRANKLIN, TN 37064-8346
Document Number	0084770959
Book / Page	8477 / 959
Map Reference	MB P58 PG 26
Instrument Date	Mar 12, 2021
Instrument	21017402
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	HOMELAND TITLE, HOMELAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,652.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 TRUMAN RD, FRANKLIN, TN 37064-8346

Mortgage

Document Number	0021017403
Date	Mar 22, 2021
Instrument	21017403

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 148 Truman Rd was $3,855, down 43.5% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,855.00 (-43.54%)	$246,125 Land $68,750 Building $177,375	$984,500 Land $275,000 Building $709,500
2024	$6,828.00 (+1%)
2023	$3,414.00	$158,375 (-) Land $27,500 Building $130,875	$633,500 (-) Land $110,000 Building $523,500
2022	$3,414.00	$158,375 Land $27,500 Building $130,875	$633,500 Land $110,000 Building $523,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 148 Truman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Truman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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