148 Trout Pond Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 148 Trout Pond Cir, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 836 sqft · built 2005
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$222,000 (Jan 2022)
Tax Bill	$1,080 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`453001396449000`

Property Details

APN / Parcel Number

Primary APN	`453001396449000`
Alternative APNs	`52173` `56618`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	836 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Lot Width	200 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	608 sqft
Deck Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56618
Street Address	148 TROUT POND CIR
City	MURPHY
State	NC
Zip	28906-4331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 SEC D HIDE-A-WAY MTN 1648/17 A/3B
Legal Lot Number	42
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1032
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	11306 LEPRECHAUN DR, RIVERVIEW, FL 33569-6414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2022 · Amount on Record
Deed Sale	Jan 26, 2022 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	531
Deed Book / Page	1702 / 728
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 26, 2022
Property Address	148 TROUT POND CIR, MURPHY, NC 28906-4331
Document Number	001702/728
Book / Page	1702 / 728
Map Reference	MB 1 PG 79
Instrument Date	Jan 20, 2022
Instrument	531
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 SW 73RD STREET RD, 660, OCALA, FL 34476-6821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11306 LEPRECHAUN DR, RIVERVIEW, FL 33569-6414

Mortgage

Document Number	0001702731
Date	Jan 26, 2022
Instrument	1702/731

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 26, 2020
Property Address	148 TROUT POND CIR, MURPHY, NC 28906-4331
Document Number	1648/17
Book / Page	1648 / 17
Map Reference	MB 1 PG 79
Instrument Date	Jun 12, 2020
Instrument	3232
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4412 VALLEY RD, 4412, SHERMANS DALE, PA 17090-8556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 SW 73RD STREET RD, OCALA, FL 34476-6821

Mortgage

Document Number	164819
Date	Jun 26, 2020
Instrument	1648/19

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,080.00	$142,170 (-)	$142,170 (-) Land $7,000 Building $135,170
2023		$142,170	$142,170 Land $7,000 Building $135,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30

Cell Coverage

4G LTE only, no 5G reported

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