Madison County property record for 148 Tremont Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,439 sqft |
| Lot Size | 1.05 acres (46,099 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jun 2011) |
| Tax Bill | $2,036 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0060-0001-0040 |
| Primary APN | 0060-0001-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,439 sqft Living Area |
| 1st Floor Area | 1,439 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 1,440 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 46,099 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 47531 |
|---|---|
| Street Address | 148 TREMONT DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TREMONT LOT 40 |
| Legal Subdivision | TREMONT |
| Legal Lot Number | 40 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 11401 |
148 Tremont Dr is owned and occupied by two individuals who bought it in June 2011.
Source: Madison County records, as of March 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 TREMONT DR, BEREA, KY 40403-9551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage ENDEAVOR CAPITAL LLC |
| Nov 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2011 · Amount on File |
| Deed Sale | Jun 14, 2011 · Amount on File |
| Deed Document Number | 2011461330 |
| Deed Book / Page | 668 / 182 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 148 TREMONT DR, BEREA, KY 40403-9551 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 148 TREMONT DR, BEREA, KY 40403-9551 |
| Document Number | 0M2451/375 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | M2451/375 |
| Instrument | 2014326819 |
| Name | ENDEAVOR CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 148 TREMONT DR, BEREA, KY 40403-9551 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0M2198/542 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | M2198/542 |
| Instrument | 2014117757 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Oct 6, 2042 |
The 2025 property tax bill for 148 Tremont Dr was $2,036.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,036.00 | $216,000 | $216,000 |
| 2023 | $1,790.00 | $184,600 | $184,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Tremont Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Tremont Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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