Flathead County property record for 148 Trailridge Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,552 sqft · built 1992 |
| Lot Size | 0.479 acres (20,865 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,300 (May 2020) |
| Tax Bill | $2,316 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0788683 |
| Primary APN | R0788683 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Family Room | Family Room |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,865 sqft (0.479 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Deck Area | 227 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000968070 |
|---|---|
| Street Address | 148 TRAILRIDGE RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-2159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY EST UNIT 1, S25, T29 N, R22 W, LOT 006 |
| Legal Range | 22W |
| Legal Township | 29N |
| Legal Section | 25 |
| Legal Subdivision | COUNTRY EST UNIT 1 |
| Legal Lot Number | 6 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 601 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 TRAILRIDGE RD, KALISPELL, MT 59901-2159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| May 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Oct 22, 2019 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 28, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 31, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on Record |
| Deed Sale | May 4, 2020 · Amount on Record |
| Prior Sale | Oct 22, 2019 · Amount on Record |
| Deed Document Number | 202011370 |
| Prior Transfer Date | Oct 5, 2019 |
| Prior Transfer Doc | 0000027148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 148 TRAILRIDGE RD, KALISPELL, MT 59901-2159 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200007102 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 202200007102 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 4, 2020 |
| Property Address | 148 TRAILRIDGE RD, KALISPELL, MT 59901-2159 |
| Document Number | 202000011370 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 202000011370 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 148 TRAILRIDGE RD, KALISPELL, MT 59901-2159 |
| Document Number | 202000011372 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 202000011372 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 22, 2019 |
| Property Address | 148 TRAILRIDGE RD, KALISPELL, MT 59901-2159 |
| Document Number | 201900027148 |
| Instrument Date | Oct 5, 2019 |
| Instrument | 201900027148 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 TRAILRIDGE RD, KALISPELL, MT 59901-2159 |
| Document Number | 201900027149 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 201900027149 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 148 TRAILRIDGE RD, KALISPELL, MT 59901-2159 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800023956 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 201800023956 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 148 TRAILRIDGE RD, KALISPELL, MT 59901-2159 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700017647 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 201700017647 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 1, 2047 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,316.00 (-43.32%) | $571,200 (+16.86%) | |
| 2025 | $571,200 (+16.86%) Land $212,647 Building $358,553 | ||
| 2023 | $4,086.00 | $488,800 | $488,800 Land $162,682 Building $326,118 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
May also be available: Blackfoot Telephone Cooperative, Verizon, Western Montana CommunityTel.
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