148 Thornloe Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 148 Thornloe Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 2009
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$376,550 (Oct 2021)
Tax Bill	$7,381 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009635-2920`

Property Details

APN / Parcel Number

Primary APN	`009635-2920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,689 sqft Living Area
Gross Area	2,133 sqft
1st Floor Area	1,689 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	181 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	148 THORNLOE DR
City	SAINT JOHNS
State	FL
Zip	32259-7257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	59/73-100 DURBIN CROSSING SOUTH PHASE 1 LOT 292 OR5398/1542
Legal Range	27E
Legal Township	05S
Legal Section	12
Legal Subdivision	DURBIN CROSSING SOUTH PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	292
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1005
Census Tract	20810

Owner

148 Thornloe Dr is owned and occupied by an individual who bought it in October 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	148 THORNLOE DR, SAINT JOHNS, FL 32259-7257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Prior Sale	Feb 28, 2014 · Amount on File
Deed Document Number	2021114404
Deed Book / Page	5398 / 1542
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 20, 2021
Property Address	148 THORNLOE DR, SAINT JOHNS, FL 32259-7257
Document Number	0053981542
Book / Page	5398 / 1542
Map Reference	MB 59 PG 73-100
Instrument Date	Oct 15, 2021
Instrument	2021114404
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,636.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6666 154TH ST W, 6666, APPLE VALLEY, MN 55124-4246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 THORNLOE DR, SAINT JOHNS, FL 32259-7257

Mortgage

Document Number	53981544
Date	Oct 20, 2021
Instrument	5398/1544

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 148 Thornloe Dr was $7,381 with a homeowner's exemption, up 9.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,316 (-3.97%) Land $115,000 Building $236,316	$351,316 (-6.59%) Land $115,000 Building $236,316
2025	$7,381.00 (+9.46%) Homeowner's exemption	$365,838	$376,085 Land $134,000 Building $242,085
2024	$6,743.00 (+1.81%)
2023	$6,623.00 (+3.99%) Homeowner's exemption	$345,173 (+3%)	$368,486 (+5.24%) Land $120,000 Building $248,486
2022	$6,369.00 Homeowner's exemption	$335,119	$350,147 Land $112,000 Building $238,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Thornloe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 181 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Thornloe Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20