148 Summit St, Norwich, CT 06360 Property Records

Norwich City property record for 148 Summit St, Norwich, CT 06360

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 1,320 sqft · built 2005
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2025)
Tax Bill	$4,974 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1093130126`

Property Details

APN / Parcel Number

Primary APN	`1093130126`
Alternative APNs	`NORW M:109 B:3 L:13 U:26` `NWCH M:109 B:3 L:13 U:26` `M:109 B:3 L:13 U:126`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,116 sqft
1st Floor Area	660 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1093130126
Street Address	148 SUMMIT ST
City	NORWICH
State	CT
Zip	06360-6214
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF
Legal Block	3
Legal Lot Number	13
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	3
Census Block	3032
Census Tract	696701

Owner

Source: Norwich City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 MELROSE PARK RD, NORWICH, CT 06360-7011
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Apr 3, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Dec 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC
Mar 8, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 28, 2019	Quit Claim Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	20251299
Deed Book / Page	3569 / 1184
Prior Transfer Date	Dec 29, 2021
Prior Transfer Doc	003326-146
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	148 SUMMIT ST, NORWICH, CT 06360-6214
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003287-293
Date	Sep 27, 2021
Book Page	3287/293
Instrument	2021004985

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Apr 3, 2025
Property Address	148 SUMMIT ST, NORWICH, CT 06360-6214
Document Number	03569-1184
Book / Page	3569 / 1184
Instrument Date	Apr 2, 2025
Instrument	2025001299
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	53 MELROSE PARK RD, NORWICH, CT 06360-7011

Mortgage

Document Number	2025001300
Date	Apr 3, 2025
Instrument	2025001300

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Dec 30, 2021
Property Address	148 SUMMIT ST, NORWICH, CT 06360-6214
Document Number	003310-316
Book / Page	3310 / 316
Instrument Date	Dec 29, 2021
Instrument	2021006617
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SUMMIT ST, NORWICH, CT 06360-6214

Mortgage

Document Number	2021006618
Date	Dec 30, 2021
Instrument	2021006618

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Mar 8, 2022
Property Address	148 SUMMIT ST, NORWICH, CT 06360-6214
Document Number	003326-146
Book / Page	3326 / 146
Instrument Date	Dec 29, 2021
Instrument	2022001118
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	148 SUMMIT ST, NORWICH, CT 06360-6214

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWICH CT
Recording Date	Mar 28, 2019
Property Address	148 SUMMIT ST, NORWICH, CT 06360-6214
Document Number	3113-268
Book / Page	003113 / 000268
Instrument Date	Mar 14, 2019
Instrument	1060
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SUMMIT ST NORWICH CT 063606214, NORWICH, CT 06360-6214

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,974.00	$122,900 (+43.57%) Building $122,900	$86,030 Building $86,030
2024	$4,974.00 (+19.45%)
2023	$4,164.00 (+0.34%)	$85,600 (-) Building $85,600
2022	$4,150.00	$85,600 Building $85,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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