148 Summit Ct, Troy, NC 27371 Property Records

Montgomery County property record for 148 Summit Ct, Troy, NC 27371 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 2010
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Nov 2024)
Tax Bill	$985 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6589 20 80 7560`

Property Details

APN / Parcel Number

Primary APN	`6589 20 80 7560`
Alternative APNs	`1483400` `1486371` `1489469`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Finished Area
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1489469
Street Address	148 SUMMIT CT
City	TROY
State	NC
Zip	27371-9817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAROLINA FOREST LOT 104 CAROLINA FOR #104
Legal Subdivision	CAROLINA FOREST
Legal Lot Number	104
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1036
Census Tract	960301

Owner

Source: Montgomery County records · APN 6589 20 80 7560

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 SUMMIT CT, TROY, NC 27371-9817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · FHA Mortgage PNC BANK NA
Nov 24, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	2024384450
Deed Book / Page	953 / 1
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Apr 22, 2022
Property Address	148 SUMMIT CT, TROY, NC 27371-9817
Document Number	000900/690
Book / Page	900 / 690
Map Reference	MB 6 PG 24
Instrument Date	Apr 21, 2022
Instrument	373559
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 N PEARL ST, 312, TROY, NC 27371-3026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 SUMMIT CT, TROY, NC 27371-9817

Mortgage

Document Number	0000373560
Date	Apr 22, 2022
Instrument	373560

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 24, 2020
Property Address	148 SUMMIT CT, TROY, NC 27371-9817
Document Number	860/455
Book / Page	860 / 455
Map Reference	MB 6 PG 24
Instrument Date	Nov 24, 2020
Instrument	365668
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 RIVERBEND RD, 232, TROY, NC 27371-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SUMMIT CT, TROY, NC 27371-9817

Mortgage

Document Number	365669
Date	Nov 24, 2020
Instrument	365669

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Aug 21, 2017
Property Address	148 SUMMIT CT, TROY, NC 27371-9817
Document Number	794/638
Book / Page	794 / 638
Map Reference	MB 6 PG 24
Instrument Date	Aug 21, 2017
Instrument	351542
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 SMOKEHOUSE LN, 616, ALBEMARLE, NC 28001-8211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 RIVERBEND RD, TROY, NC 27371-2010

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$985.00	$160,193 (-) Land $9,072 Building $151,121	$160,193 (-) Land $9,072 Building $151,121
2023		$160,193 Land $9,072 Building $151,121	$160,193 Land $9,072 Building $151,121

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371239603011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 37 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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