Campbell County property record for 148 Summit Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,682 sqft · built 1957 |
| Lot Size | 0.28 acres (12,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $371,000 (Oct 2023) |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-457.00 |
| Primary APN | 999-99-17-457.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,682 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,325 sqft (0.28 acres) |
| Lot Dimensions | 145 ft deep x 85 ft wide |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 148 SUMMIT AVE |
|---|---|
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 4 BLK N HOLIDAY ACRES |
| Legal Subdivision | HOLIDAY ACRES |
| Legal Phase | N |
| Legal Block | N |
| Legal Lot Number | 4 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 52302 |
148 Summit Ave is owned and occupied by two individuals who bought it in October 2023.
Source: Campbell County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 SUMMIT AVE, FORT THOMAS, KY 41075-2046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jul 6, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 4, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 10, 2018 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on File |
| Deed Sale | Oct 16, 2023 · Amount on File |
| Prior Sale | Sep 10, 2018 · Amount on File |
| Deed Document Number | 20235198722 |
| Deed Book / Page | 855 / 453 |
| Prior Transfer Date | Feb 26, 2008 |
| Prior Transfer Doc | 0001900310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 16, 2023 |
| Property Address | 148 SUMMIT AVE, FORT THOMAS, KY 41075-2046 |
| Document Number | 0005198722 |
| Book / Page | D855 / 453 |
| Instrument Date | Oct 5, 2023 |
| Instrument | 5198722 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $371.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 73106, BELLEVUE, KY 41073-0106 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 148 SUMMIT AVE, FORT THOMAS, KY 41075-2046 |
| Document Number | 0005198727 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 5198727 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 148 SUMMIT AVE, FORT THOMAS, KY 41075-2046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005059203 |
|---|---|
| Date | Jul 6, 2017 |
| Book Page | M2114/887 |
| Instrument | 5059203 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 148 SUMMIT AVE, FORT THOMAS, KY 41075-2046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN HOMELAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005122134 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | M2256/871 |
| Instrument | 5122134 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Sep 10, 2018 |
| Property Address | 148 SUMMIT AVE, FORT THOMAS, KY 41075-2046 |
| Document Number | 0005080467 |
| Book / Page | D797 / 451 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 5080467 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65 HARNVER PL, 65, FORT THOMAS, KY 41075 |
| Name | Verified Name |
|---|---|
| Address | 148 SUMMIT AVE, FORT THOMAS, KY 41075-2046 |
| Document Number | 0005080468 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 5080468 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 148 Summit Ave was $1,368.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,368.00 | $371,000 Land $50,000 Building $321,000 | $371,000 Land $50,000 Building $321,000 |
| 2023 | $1,392.00 (-2.45%) | $352,500 (-) Land $50,000 Building $302,500 | $352,500 (-) Land $50,000 Building $302,500 |
| 2022 | $1,427.00 | $352,500 Land $50,000 Building $302,500 | $352,500 Land $50,000 Building $302,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 148 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures