Scott County property record for 148 Stephen Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,650 sqft · built 2007 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Apr 2025) |
| Tax Bill | $2,280 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-20-162.000 |
| Primary APN | 188-20-162.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,650 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 375 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 148 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Block | K |
| Legal Lot Number | 7 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 40303 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 148 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 21, 2025 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Mar 1, 2019 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 22, 2008 | Deed, Transfer |
| Mar 27, 2007 | Deed, Transfer AMERICAN FOUNDERS BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on Record |
| Deed Sale | Apr 21, 2025 · Amount on Record |
| Prior Sale | Mar 1, 2019 · Amount on Record |
| Deed Document Number | 2025536341 |
| Deed Book / Page | 456 / 670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 148 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1652/287 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | M1652/287 |
| Instrument | 445156 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Apr 21, 2025 |
| Property Address | 148 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 00D456/670 |
| Book / Page | D456 / 670 |
| Map Reference | CAB 9 SL 201 |
| Instrument Date | Apr 15, 2025 |
| Instrument | 536341 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | CLEAR TITLE RECORDINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 111 BANISTER CT APT 3101, 3101, LAFAYETTE, LA 70507-3265 |
| Name | Verified Name |
|---|---|
| Address | 148 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Investor | Possibly a Property Investor |
| Document Number | 0000536342 |
|---|---|
| Date | Apr 21, 2025 |
| Instrument | 536342 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 1, 2019 |
| Property Address | 148 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 00D403/646 |
| Book / Page | D403 / 646 |
| Map Reference | CAB 9 SL 201 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 397199 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3747 OLD FRANKFORT PIKE, VERSAILLES, KY 40383-9763 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 148 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 0000397200 |
|---|---|
| Date | Mar 1, 2019 |
| Instrument | 397200 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 22, 2008 |
| Property Address | 148 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 00D319/824 |
| Book / Page | D319 / 824 |
| Map Reference | CAB9 SL201 |
| Instrument Date | Aug 20, 2008 |
| Instrument | 173005 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1025 MONARCH ST # STA-205, STA-205, LEXINGTON, KY 40513-1903 |
| Name | Verified Name |
|---|---|
| Address | 3747 OLD FRANKFORT PIKE, VERSAILLES, KY 40383-9763 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 27, 2007 |
| Property Address | 148 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 00D308/573 |
| Book / Page | D308 / 573 |
| Map Reference | CAB9 SL201 |
| Instrument Date | Mar 22, 2007 |
| Instrument | 154617 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 884, LEXINGTON, KY 40588-0884 |
| Name | Verified Name |
|---|---|
| Address | 523 WELLINGTON WAY STE 375, 375, LEXINGTON, KY 40503-1394 |
| Document Number | 00M838/756 |
|---|---|
| Date | Mar 27, 2007 |
| Book Page | M838/756 |
| Instrument | 154618 |
| Name | AMERICAN FOUNDERS BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount Recorded |
|---|
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,000 (+19.14%) | $305,000 (+19.14%) | |
| 2025 | $2,280.00 (+7.4%) | $256,000 (+9.31%) | $256,000 (+9.31%) |
| 2023 | $2,123.00 (+18.8%) | $234,200 (+13.69%) Land $45,000 Building $189,200 | $234,200 (+13.69%) Land $45,000 Building $189,200 |
| 2022 | $1,787.00 | $206,000 Land $39,000 Building $167,000 | $206,000 Land $39,000 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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