Stafford County property record for 148 Stefaniga Rd, Stafford, VA 22556
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,978 sqft · built 2012 |
| Lot Size | 5.06 acres (220,692 sqft) |
| Owner | Owner Name on File |
| Last Sale | $450,000 (Jan 2013) |
| Tax Bill | $6,851 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-17D |
| Primary APN | 27-17D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,978 sqft Living Area |
| Basement Area | 1,528 sqft |
| Finished Basement | 1,280 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 220,692 sqft (5.06 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 46886 |
|---|---|
| Old Parcel Number | 027 17D |
| Street Address | 148 STEFANIGA RD |
| City | STAFFORD |
| State | VA |
| Zip | 22556-6703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1- AG MIN 3AC |
| Legal Description | LOT 3 5.0664 AC ASHBY ACRES |
| Legal Subdivision | ASHBY ACRES |
| Legal Lot Number | 3 5 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10305 |
The current owner of 148 Stefaniga Rd bought it in January 2013.
Source: Stafford County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 148 STEFANIGA RD, STAFFORD, VA 22556-6703 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Oct 21, 2017 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2013 · Amount on File |
| Deed Sale | Jan 7, 2013 · Amount on File |
| Prior Sale | Aug 26, 2011 · Amount on File |
| Deed Document Number | 130000749 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 148 STEFANIGA RD, STAFFORD, VA 22556-6703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2023 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0230002728 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 230002728 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 148 STEFANIGA RD, STAFFORD, VA 22556-6703 |
| Document Number | 170020332 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | BROKER'S SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 148 STEFANIGA RD STAFFORD VA 225566703, STAFFORD, VA 22556-6703 |
| Document Number | 170020332 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 20332 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
The 2025 property tax bill for 148 Stefaniga Rd was $6,851.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,851.00 | $731,500 Land $150,000 Building $581,500 | $731,500 Land $150,000 Building $581,500 |
| 2023 | $5,855.00 | $619,600 Land $130,000 Building $489,600 | $619,600 Land $130,000 Building $489,600 |
| 2021 | $5,024.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Stefaniga Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Stefaniga Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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