148 Spruce Dr, Dingmans Ferry, PA 18328 Property Records

Pike County property record for 148 Spruce Dr, Dingmans Ferry, PA 18328

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,184 sqft · built 1970
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$194,900 (Dec 2022)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Feb 2006 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162.02-12-09`

Property Details

APN / Parcel Number

Primary APN	`162.02-12-09`
Alternative APNs	`031515` `31515`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	1,184 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)

Exterior Amenities

Porch	Screened Porch
Porch Area	160 sqft
Deck Area	320 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	31515
Street Address	148 SPRUCE DR
City	DINGMANS FERRY
State	PA
Zip	18328-9807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10A BLK B-94 SEC 12 (WAS LOTS 10 & 11) HOUSE SHED
Legal Subdivision	BIRCHWOOD LAKES
Legal Block	B-94
Legal Lot Number	10,11
Jurisdiction	PIKE PA
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1046
Census Tract	950702

Owner

148 Spruce Dr is owned and occupied by two individuals who acquired it in June 2024.

Source: Pike County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 SPRUCE DR, DINGMANS FERRY, PA 18328-9807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 22, 2022	Deed, Transfer · Conventional Mortgage TRUSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on File
Deed Sale	Dec 22, 2022 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Book / Page	2719 / 220
Last Transfer Date	Jun 11, 2024
Transfer Doc	2761000811
Record Updated	Sep 20, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE PA
Property Address	148 SPRUCE DR, DINGMANS FERRY, PA 18328-9807
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02161/0980
Date	Feb 28, 2006
Book Page	2161/0980
Instrument	200600003505

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PIKE PA
Recording Date	Dec 22, 2022
Property Address	148 SPRUCE DR, DINGMANS FERRY, PA 18328-9807
Document Number	002719/220
Book / Page	2719 / 220
Map Reference	VOL 5 PG 125
Instrument Date	Dec 19, 2022
Instrument	202200013054
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MOUNTAIN ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,949.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 708, DINGMANS FERRY, PA 18328-0708

Mortgage

Document Number	202200013055
Date	Dec 22, 2022
Instrument	202200013055

Lender

Name	TRUSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 148 Spruce Dr was $3,037, up 5.5% from the year before.

Source: Pike County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Pike County
County Subdivision	Delaware Township
Unified School District	Delaware Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,920 Land $2,930 Building $15,990	$75,648 Land $11,700 Building $63,948
2025	$3,037.00 (+5.45%)
2024	$2,880.00	$18,920 Land $2,930 Building $15,990
1996			$75,648 Land $11,700 Building $63,948

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 148 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 21, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Spruce Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Cable	2,000 / 40
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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