148 Springvale Dr, Amherst, OH 44001 Property Records

Lorain County property record for 148 Springvale Dr, Amherst, OH 44001

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,920 sqft · built 2020
Lot Size	0.111 acres (4,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,500 (Aug 2020)
Tax Bill	$4,541 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-00-021-103-158`

Property Details

APN / Parcel Number

Primary APN	`05-00-021-103-158`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,875 sqft (0.111 acres)
Porch	Open Frame Porch
Patio Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	148 SPRINGVALE DR
City	AMHERST
State	OH
Zip	44001-1081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESERVE AT QUARRY LAKES SUB NO 3 50.00 X 97.50
Legal Subdivision	PRESERVE AT QUARRY LAKES SUB NO 3
Legal Block	103
Legal Lot Number	84
Jurisdiction	LORAIN OH
Township / Civil Division	AMHERST
Census Block Group	1
Census Block	1011
Census Tract	50200

Owner

Source: Lorain County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 SPRINGVALE DR, AMHERST, OH 44001-1081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 25, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 12, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage NVR MTG FIN
May 15, 2020	Grant Deed, Transfer FRENCH CRK TITLE AGENCY LIMITED, FRENCH CRK TITLE AGENCY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	May 15, 2020 · Amount on Record
Deed Document Number	2020773681
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	148 SPRINGVALE DR, AMHERST, OH 44001-1081
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SPRINGVALE DR, AMHERST, OH 44001-1081

Mortgage

Document Number	0000089968
Date	Mar 31, 2026
Instrument	2026-0089968

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	294 Months
Due	Sep 1, 2050

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	148 SPRINGVALE DR, AMHERST, OH 44001-1081
Transaction Type	Mortgage
Record Updated	Dec 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SPRINGVALE DR, AMHERST, OH 44001-1081

Mortgage

Document Number	0000936856
Date	Nov 28, 2023
Instrument	2023-0936856

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Sep 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	148 SPRINGVALE DR, AMHERST, OH 44001-1081
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SPRINGVALE DR, AMHERST, OH 44001-1081

Mortgage

Document Number	0000916818
Date	May 25, 2023
Instrument	2023-0916818

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Sep 1, 2050

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 12, 2020
Property Address	148 SPRINGVALE DR, AMHERST, OH 44001-1081
Document Number	0000773681
Instrument Date	Jul 20, 2020
Instrument	773681
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2020
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 SPRINGVALE DR AMHERST OH 440011081, AMHERST, OH 44001-1081

Mortgage

Document Number	773682
Date	Aug 12, 2020
Instrument	773682

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	May 15, 2020
Property Address	148 SPRINGVALE DR, AMHERST, OH 44001-1081
Document Number	0000760473
Instrument Date	May 8, 2020
Instrument	760473
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	FRENCH CRK TITLE AGENCY LIMITED, FRENCH CRK TITLE AGENCY LTD

Transaction

Amount	Amount Recorded
Tax	$171.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6770 W SNOWVILLE RD #100 BRECKSVILLE OH 441413212, 100, BRECKSVILLE, OH 44141-3212
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Amherst City
County	Lorain County
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,541.00 (+1.61%) Homeowner's exemption	$110,680 (+0.01%) Land $16,280 Building $94,400	$316,200 (-) Land $46,500 Building $269,700
2024	$4,469.00 (+16.11%)	$110,670 (+37.73%) Land $16,275 Building $94,395	$316,200 (+37.74%) Land $46,500 Building $269,700
2023	$3,849.00 (+6.92%)	$80,350 (+2.49%) Land $15,820 Building $64,530	$229,570 (+2.48%) Land $45,200 Building $184,370
2022	$3,600.00	$78,400 Land $15,820 Building $62,580
2021			$224,010 Land $45,200 Building $178,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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