148 Spring Oaks Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 148 Spring Oaks Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,620 sqft · built 1979
Lot Size	0.289 acres (12,580 sqft)
Owner	Individual Name on Record
Last Sale	$483,000 (Aug 2024)
Tax Bill	$6,443 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22R-21-0402`

Property Details

APN / Parcel Number

Primary APN	`22R-21-0402`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,620 sqft Living Area
Gross Area	3,116 sqft
1st Floor Area	1,140 sqft
Basement Area	34 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,580 sqft (0.289 acres)
Lot Dimensions	85 ft deep x 85 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	766 sqft
Patio Area	766 sqft
Balcony Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	148 SPRING OAKS DR
City	BALLWIN
State	MO
Zip	63011-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	CEDAR VALLEY 4 15 78 LOT 11
Legal Subdivision	CEDAR VALLEY
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	4
Census Block	4012
Census Tract	217807

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 SPRING OAKS DR, BALLWIN, MO 63011-3834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Oct 18, 2019	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Sep 20, 2010 · Amount on Record
Deed Document Number	202482713
Prior Transfer Date	Nov 3, 2014
Prior Transfer Doc	0212501181
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	148 SPRING OAKS DR, BALLWIN, MO 63011-3834
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SPRING OAKS DR, BALLWIN, MO 63011-3834

Mortgage

Document Number	2025081800337
Date	Aug 18, 2025
Instrument	2025081800337

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	148 SPRING OAKS DR, BALLWIN, MO 63011-3834
Document Number	0237640199
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	148 SPRING OAKS DR BALLWIN MO 630113834, BALLWIN, MO 63011-3834

Mortgage

Document Number	0237640199
Date	Oct 29, 2019
Book Page	023764/000199
Instrument	30

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2039

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,130 (-) Land $34,410 Building $59,720	$495,400 (-) Land $181,100 Building $314,300
2025	$6,443.00 (+35.84%)	$94,130 (+38.81%) Land $34,410 Building $59,720	$495,400 (+38.81%) Land $181,100 Building $314,300
2024	$4,743.00 (+0.08%)
2023	$4,739.00 (+8.22%)	$67,810 (+15.84%) Land $22,930 Building $44,880	$356,900 (+15.84%) Land $120,700 Building $236,200
2022	$4,379.00	$58,540 Land $22,930 Building $35,610
2021			$308,100 Land $120,700 Building $187,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Spring Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures