Chester County property record for 148 Spring Oak Dr, Malvern, PA 19355
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3.5 ba · 2,730 sqft · built 2018 |
| Lot Size | 0.128 acres (5,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Jul 2021) |
| Tax Bill | $1,026 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-4-350 |
| Primary APN | 35-4-350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,730 sqft Living Area |
| Basement Area | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete |
| Lot Area | 5,574 sqft (0.128 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 148 SPRING OAK DR |
|---|---|
| City | MALVERN |
| State | PA |
| Zip | 19355-8800 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | LI |
| Legal Description | LOT 143 DWG & GAR |
| Legal Lot Number | 143 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | CHARLESTOWN |
| Census Block Group | 3 |
| Census Block | 3046 |
| Census Tract | 302000 |
148 Spring Oak Dr, a duplex, is owned and occupied by two individuals who bought it in July 2021.
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 SPRING OAK DR, MALVERN, PA 19355-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Sep 5, 2018 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Jun 15, 2018 | Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | Jun 15, 2018 · Amount on File |
| Deed Document Number | 202111848545 |
| Deed Book / Page | 10599 / 75 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 8, 2021 |
| Property Address | 148 SPRING OAK DR, MALVERN, PA 19355-8800 |
| Document Number | 0105990075 |
| Book / Page | 10599 / 75 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 11848545 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 148 SPRING OAK DR, MALVERN, PA 19355-8800 |
| Document Number | 0011848546 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 11848546 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 148 SPRING OAK DR, MALVERN, PA 19355-8800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0098071548 |
|---|---|
| Date | Sep 5, 2018 |
| Book Page | 9807/1548 |
| Instrument | 11627561 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jun 15, 2018 |
| Property Address | 148 SPRING OAK DR, MALVERN, PA 19355-8800 |
| Document Number | 0097592065 |
| Book / Page | 9759 / 2065 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 11612534 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | SURETY ABSTRACT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,955.44 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 148 SPRING OAK DR, MALVERN, PA 19355-8800 |
| Document Number | 0011612535 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 11612535 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
The 2026 property tax bill for 148 Spring Oak Dr was $1,026.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Charlestown Township |
| Unified School District | Great Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,026.00 | $329,830 Land $65,470 Building $264,360 | $338,780 Land $65,470 Building $273,310 |
| 2024 | $9,552.00 | $329,830 Land $65,470 Building $264,360 | |
| 1998 | $338,780 Land $65,470 Building $273,310 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 148 Spring Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Spring Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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