Solano County property record for 148 Spencer St, Vallejo, CA 94589
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,790 sqft · built 1955 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Aug 2016) |
| Tax Bill | $5,829 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0067-113-240 |
| Primary APN | 0067-113-240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,790 sqft Living Area |
| 1st Floor Area | 981 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Tar & Gravel |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 148 SPENCER ST |
|---|---|
| City | VALLEJO |
| State | CA |
| Zip | 94589-1658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RANCHO VALLEJO 2 SUB BK-BG 16-26 LOT 28 |
| Legal Subdivision | RANCHO VALLEJO 2 |
| Legal Lot Number | 28 |
| Legal Unit | 2 |
| Jurisdiction | SOLANO CA |
| Township / Civil Division | VALLEJO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 251803 |
148 Spencer St is owned and occupied by two individuals who bought it in August 2016.
Source: Solano County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 SPENCER ST, VALLEJO, CA 94589-1658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on File |
| Deed Sale | Aug 31, 2016 · Amount on File |
| Prior Sale | Jul 10, 1996 · Amount on File |
| Deed Document Number | 201674482 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Recording Date | Apr 6, 2026 |
| Property Address | 148 SPENCER ST, VALLEJO, CA 94589-1658 |
| Document Number | 0000015489 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 202615489 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1782 E ST, NAPA, CA 94559-1038 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015489, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202615489 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOLANO CA |
| Property Address | 148 SPENCER ST, VALLEJO, CA 94589-1658 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1782 E ST, NAPA, CA 94559-1038 |
| Document Number | 0000120105 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 202100120105 |
| Name | PINNACLE FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Address | NOVATO, CA 94945 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 148 Spencer St was $5,829, up 3.4% from the year before.
Source: Solano County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Solano County |
| Municipality | Vallejo City |
| Unified School District | Vallejo City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,320 (+2%) Land $106,537 Building $307,783 | ||
| 2025 | $5,829.00 (+3.37%) | $406,198 Land $104,449 Building $301,749 | |
| 2024 | $5,639.00 (+5.66%) | ||
| 2023 | $5,337.00 (+1.62%) | $390,427 Land $100,394 Building $290,033 | $535,230 |
| 2022 | $5,252.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Spencer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Spencer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALLEJO serves 121,420 people · EPA ID CA4810007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CITY OF VALLEJO-LAKES SYSTEM |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Unwired.
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