148 Southern Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 148 Southern Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,487 sqft · built 1951
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Jan 2014)
Tax Bill$6,503 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN486-061-07-00

Property Details

APN / Parcel Number

Primary APN486-061-07-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,487 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions100 ft deep x 70 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address148 SOUTHERN RD
CityEL CAJON
StateCA
Zip92020-2741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 81 TR 002638
Legal SubdivisionGARFIELD AVE SUB
Legal Tract002638
Legal Block4
Legal Lot Number81
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3020
Census Tract16100

Owner

148 Southern Rd is owned and occupied by an individual who bought it in January 2014.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address148 SOUTHERN RD, EL CAJON, CA 92020-2741
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2014 · Amount on File
Deed SaleJan 10, 2014 · Amount on File
Prior SaleJul 31, 2013 · Amount on File
Deed Document Number201413687
Prior Transfer DateJan 7, 2014
Prior Transfer Doc0000013686
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address148 SOUTHERN RD, EL CAJON, CA 92020-2741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 SOUTHERN RD, EL CAJON, CA 92020-2741

Mortgage

Document Number0000635824
DateOct 19, 2020
Instrument2020-0635824
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 148 Southern Rd was $6,503.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$506,388 (+2%) Land $304,397 Building $201,991
2025$6,503.00$496,460 Land $298,429 Building $198,031
2023$6,147.00 (+0.95%)$477,185 Land $286,842 Building $190,343
2022$6,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 148 Southern Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 148 Southern Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Southern Rd

Nearby Streets

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