148 Smith St, Star, NC 27356 Property Records

Montgomery County property record for 148 Smith St, Star, NC 27356

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,014 sqft · built 1922
Lot Size	1.1 acres (48,000 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Mar 2020)
Deeds & Mortgages	Mar 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7660 20 80 0927`

Property Details

APN / Parcel Number

Primary APN	`7660 20 80 0927`
Alternative APN	`1482428`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,014 sqft Finished Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	48,000 sqft (1.1 acres)
Lot Dimensions	384 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	121 sqft
Carport	Carport
Carport Area	121 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	1482428
Street Address	148 SMITH ST
City	STAR
State	NC
Zip	27356-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HAYWOOD HOME IN STAR
Legal Lot Number	1
Jurisdiction	MONTGOMERY NC
Township / Civil Division	STAR
Census Block Group	4
Census Block	4023
Census Tract	960102

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 SMITH ST, STAR, NC 27356-7902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	May 5, 2006 · Amount on Record
Deed Document Number	2020362381
Deed Book / Page	843 / 735
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 24, 2020
Property Address	148 SMITH ST, STAR, NC 27356-7902
Document Number	000843/735
Book / Page	843 / 735
Instrument Date	Mar 19, 2020
Instrument	362381
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 CEMETERY RD, CANDOR, NC 27229-8229

Mortgage

Document Number	0000362382
Date	Mar 24, 2020
Instrument	362382

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Star Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$53,093 (-) Land $15,125 Building $37,968	$53,093 (-) Land $15,125 Building $37,968
2025	$53,093 (-) Land $15,125 Building $37,968	$53,093 (-) Land $15,125 Building $37,968
2023	$53,093 Land $15,125 Building $37,968	$53,093 Land $15,125 Building $37,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STAR serves 933 people · EPA ID NC0362025
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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