Montgomery County and Florida Town property record for 148 Simcer Rd, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,088 sqft · built 1780 |
| Lot Size | 3.6 acres (156,816 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Jul 2004) |
| Tax Bill | $4,857 (2026) |
| Deeds & Mortgages | May 2023 Refinance Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 272600 70.-1-47 |
| Primary APN | 272600 70.-1-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,088 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| 2nd Floor Area | 1,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1780 |
|---|---|
| Effective Year Built | Effective 1780 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 156,816 sqft (3.6 acres) |
| Lot Width | 575 ft Width |
| Porch | Patio |
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0195 |
|---|---|
| Street Address | 148 SIMCER RD |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-8041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | FLORIDA |
| Census Block Group | 2 |
| Census Block | 2071 |
| Census Tract | 72800 |
148 Simcer Rd is owned and occupied by an individual who acquired it in March 2023.
Source: Montgomery County and Florida Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 SIMCER RD, AMSTERDAM, NY 12010-8041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Mar 20, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2004 · Amount on File |
| Deed Sale | Jul 6, 2004 · Amount on File |
| Prior Sale | Oct 1, 1997 · Amount on File |
| Deed Book / Page | 740 / 33 |
| Last Transfer Date | Mar 16, 2023 |
| Transfer Doc | 0000000032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 148 SIMCER RD, AMSTERDAM, NY 12010-8041 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000000913 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023-1913 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Mar 20, 2023 |
| Property Address | 148 SIMCER RD, AMSTERDAM, NY 12010-8041 |
| Document Number | 0000000032 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 2023-1032 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 SIMCER RD, AMSTERDAM, NY 12010-8041 |
The 2026 property tax bill for 148 Simcer Rd was $4,857 with exemptions applied, up 124.5% from the year before.
Source: Montgomery County and Florida Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Florida Town |
| Unified School District | Fonda-Fultonville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,857.00 (+124.55%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,163.00 | $214,000 Land $19,800 Building $194,200 | $254,762 Land $23,571 Building $231,191 |
| 2023 | $214,000 Land $19,800 Building $194,200 | $241,808 Land $22,373 Building $219,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Simcer Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 148 Simcer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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