148 Sheffield Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 148 Sheffield Rd, Elgin, SC 29045

Property Summary

Property Type	Mobile Home
Details	2,648 sqft
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (May 2025)
Tax Bill	$1,767 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`320-02-0C-021-SEZ`

Property Details

APN / Parcel Number

Primary APN	`320-02-0C-021-SEZ`
Alternative APN	`35784`

Interior

Stories	1 Story
Building Area	2,648 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Mobile Home
Exterior Material	Vinyl
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Detached
Garage Area	576 sqft
Deck Area	124 sqft

Location & Zoning

Account Number	35784
Street Address	148 SHEFFIELD RD
City	ELGIN
State	SC
Zip	29045-9457
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RD2
Legal Description	SHEFFIELD SUBDIV LOT 21C
Legal Subdivision	SHEFFIELD SUBDIV
Legal Lot Number	21C
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	970909

Owner

148 Sheffield Rd, a mobile home, is owned and occupied by two individuals who bought it in May 2025.

Source: Kershaw County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 SHEFFIELD RD, ELGIN, SC 29045-9457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 19, 2023	Deed, Transfer
Dec 19, 2023	Deed, Transfer
Nov 27, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Dec 19, 2023 · Amount on File
Deed Document Number	20253962
Deed Book / Page	5355 / 43
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	148 SHEFFIELD RD, ELGIN, SC 29045-9457
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SHEFFIELD RD, ELGIN, SC 29045-9457

Mortgage

Document Number	0020262493
Date	Mar 19, 2026
Book Page	5548/1
Instrument	2026-2493

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 19, 2023
Property Address	148 SHEFFIELD RD, ELGIN, SC 29045-9457
Document Number	0202310753
Book / Page	5063 / 64
Map Reference	SL A-97 PL 8
Instrument Date	Nov 15, 2023
Instrument	2023-10753
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Tax	$221.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 RUTH VISTA RD, LEXINGTON, SC 29073-8628

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KERSHAW SC
Recording Date	Dec 19, 2023
Property Address	148 SHEFFIELD RD, ELGIN, SC 29045-9457
Document Number	0202310753
Book / Page	5063 / 64
Map Reference	SL A-97
Instrument Date	Nov 15, 2023
Instrument	2023-10753
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount on Record
Tax	$221.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 RUTH VISTA RD, LEXINGTON, SC 29073-8628

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Nov 27, 2017
Property Address	148 SHEFFIELD RD, ELGIN, SC 29045-9457
Document Number	0000009446
Book / Page	003784 / 000012
Instrument Date	Nov 20, 2017
Instrument	9446
Transaction Type	Transfer
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SHEFFIELD RD ELGIN SC 290459457, ELGIN, SC 29045-9457

Tax Assessment & Valuation

The 2025 property tax bill for 148 Sheffield Rd was $1,767.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00	$84,300 Land $12,000 Building $72,300	$84,300
2023	$850.00 (+200.35%)	$65,800 (-) Land $12,000 Building $53,800	$65,800 (-)
2022	$283.00	$65,800 Land $12,000 Building $53,800	$65,800 Land $12,000 Building $53,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 148 Sheffield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Sheffield Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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