148 School St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 148 School St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,914 sqft · built 1930
Lot Size	1.33 acres (57,935 sqft)
Owner	2 Individual Names on File
Last Sale	$692,000 (Jun 2026)
Tax Bill	$10,302 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H3 B:0053 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H3 B:0053 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,914 sqft Living Area
Gross Area	3,542 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,935 sqft (1.33 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	148 SCHOOL ST
City	ACTON
State	MA
Zip	01720-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	53
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1014
Census Tract	363104

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00H3 B:0053 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 SCHOOL ST, ACTON, MA 01720-4418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Nov 22, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jul 24, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Document Number	202675925
Deed Book / Page	85778 / 356
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jun 24, 2026
Property Address	148 SCHOOL ST, ACTON, MA 01720-4418
Document Number	0000075925
Book / Page	85778 / 356
Instrument Date	Jun 11, 2026
Instrument	202675925
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	148 SCHOOL ST, ACTON, MA 01720-4418

Mortgage

Date	Jun 24, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.36%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	148 SCHOOL ST, ACTON, MA 01720-4418
Transaction Type	Mortgage
Record Updated	Dec 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082244-178
Date	Nov 22, 2023
Book Page	82244/178
Instrument	134513

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 24, 2020
Property Address	148 SCHOOL ST, ACTON, MA 01720-4418
Document Number	75202-585
Book / Page	75202 / 585
Instrument Date	Jul 23, 2020
Instrument	121681
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	148 SCHOOL ST, ACTON, MA 01720-4418

Mortgage

Document Number	121682
Date	Jul 24, 2020
Instrument	121682

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 01, 2023
Max Rate At Change	2%
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,302.00 (+5.48%)	$600,700 (+2.53%) Land $307,100 Building $293,600	$679,630 (-14%)
2024	$9,767.00 (-0.23%)	$585,900 (+5.09%) Land $307,100 Building $278,800	$790,305
2023	$9,790.00	$557,500 Land $278,700 Building $278,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1980–2017)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Aug 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 6% of the US · above 14% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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