Walton County property record for 148 Sandtrap Rd, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 8 ba · 4,902 sqft · built 2023 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $25,322 (2024) |
| Deeds & Mortgages | Dec 2024 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 34-2S-21-42000-047-0010 |
| Primary APN | 34-2S-21-42000-047-0010 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 8 Baths |
| Stories | 3 Stories |
| Building Area | 4,902 sqft Living Area |
| Gross Area | 6,672 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tin |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 15 ft deep x 5 ft wide |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 148 SANDTRAP RD |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW/C LOT 4 SEC 34-2S-21W, N 90 DEG 00'00'E 200FT, S 00 DEG 00'00E 765FT, S 00 DEG 08'10W 50.02FT TO POB; S 89 DEG 52'21E |
| Legal Lot Number | 4 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5050 SW 83RD ST, MIAMI, FL 33143-8510 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 148 SANDTRAP RD, MIRAMAR BEACH, FL 32550 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5050 SW 83RD ST, MIAMI, FL 33143-8510 |
| Document Number | 0033434636 |
|---|---|
| Date | Dec 6, 2024 |
| Book Page | 3343/4636 |
| Instrument | 20240042382 |
| Name | FEMBI MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33156 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,010,199 (+1,871.15%) Land $650,000 Building $2,360,199 | $3,010,199 (+1,871.15%) Land $650,000 Building $2,360,199 | |
| 2024 | $25,322.00 (+1,725.67%) | ||
| 2023 | $1,387.00 (-11.37%) | $152,713 (-9.61%) Land $152,213 Building $500 | $152,713 (-9.61%) Land $152,213 Building $500 |
| 2022 | $1,565.00 | $168,957 Land $168,957 | $168,957 Land $168,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream, Wildstar Networks.
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