148 Saint Rd, Richlands, NC 28574 Property Records

Onslow County property record for 148 Saint Rd, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,538 sqft · built 2010
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$375,500 (Sep 2026)
Tax Bill	$1,896 (2026)
Deeds & Mortgages	Sep 2026 Sale Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`34C-46`

Property Details

APN / Parcel Number

Primary APN	`34C-46`
Alternative APNs	`442305000` `074875`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,538 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,124 sqft (0.99 acres)
Lot Dimensions	370 ft deep x 123 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	442305000
Street Address	148 SAINT RD
City	RICHLANDS
State	NC
Zip	28574-5358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L26 S4 MEADOW OAKS
Legal Subdivision	MEADOW OAKS SEC 4
Legal Lot Number	26
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1002
Census Tract	204

Owner

148 Saint Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 SAINT RD, RICHLANDS, NC 28574-5358
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 20, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANSLOANS.COM
Jul 23, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 16, 2018	Loan Modification, Mortgage CORNING FCU
May 17, 2018	Grant Deed, Transfer ATTORNEY ONLY
Feb 5, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Book / Page	6674 / 834
Prior Transfer Date	Feb 2, 2018
Prior Transfer Doc	0047330679
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 18, 2026
Property Address	148 SAINT RD, RICHLANDS, NC 28574-5358
Document Number	6674000834
Book / Page	6674 / 834
Instrument Date	Aug 26, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$75,851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 SAINT RD, RICHLANDS, NC 28574-5358

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	148 SAINT RD, RICHLANDS, NC 28574-5358
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053010710
Date	Oct 30, 2020
Book Page	5301/710

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	148 SAINT RD, RICHLANDS, NC 28574-5358
Document Number	0049730043
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 SAINT RD RICHLANDS NC 285745358, RICHLANDS, NC 28574-5358

Mortgage

Document Number	0049730043
Date	Jun 27, 2019
Book Page	004973/000043

Lender

Name	VETERANSLOANS.COM
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 23, 2018
Property Address	148 SAINT RD, RICHLANDS, NC 28574-5358
Document Number	0048150623
Book / Page	004815 / 000623
Instrument Date	Jul 5, 2018
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 SAINT RD RICHLANDS NC 285745358, RICHLANDS, NC 28574-5358

Mortgage

Document Number	48150626
Date	Jul 23, 2018
Book Page	004815/000626

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	148 SAINT RD, RICHLANDS, NC 28574-5358
Document Number	0047810054
Instrument Date	May 16, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	148 SAINT RD RICHLANDS NC 285745358, RICHLANDS, NC 28574-5358
Investor	Possibly a Property Investor

Mortgage

Document Number	0047810054
Date	May 17, 2018
Book Page	004781/000054

Lender

Name	CORNING FCU
Type	Credit Union

Agreement

Amount	Amount on Record

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ONSLOW NC
Recording Date	May 17, 2018
Property Address	148 SAINT RD, RICHLANDS, NC 28574-5358
Document Number	0047810048
Book / Page	004781 / 000048
Instrument Date	May 1, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 N SHORE DR SURF CITY NC 284456638, SURF CITY, NC 28445-6638
Investor	Possibly a Property Investor

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 5, 2018
Property Address	148 SAINT RD, RICHLANDS, NC 28574-5358
Document Number	0047330679
Book / Page	004733 / 000679
Instrument Date	Jan 9, 2018
Transaction Type	Foreclosure
Record Updated	Feb 12, 2018

Transaction

Amount	Amount on Record
Tax	$280.80
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2026 property tax bill for 148 Saint Rd was $1,896.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,896.00	$384,561 Land $58,500 Building $326,061	$384,561 Land $58,500 Building $326,061
2023	$1,601.00	$289,490 Land $35,000 Building $254,490	$289,490 Land $35,000 Building $254,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Saint Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Saint Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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