148 S Bay Dr, Jasper, AL 35503 Property Records

Walker County property record for 148 S Bay Dr, Jasper, AL 35503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,692 sqft · built 2014
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$851,000 (Nov 2025)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2023 Sale
Flood Zone	Zone A (high risk)
APN	`02-04-19-0-001-009.005`

Property Details

APN / Parcel Number

Primary APN	`02-04-19-0-001-009.005`
Alternative APN	`101038`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,128 sqft
Upper Floors Area	1,128 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	350 ft deep x 50 ft wide
Porch	Open Porch
Boat House	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	101038
Street Address	148 S BAY DR
City	JASPER
State	AL
Zip	35503-5689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 11 SOUTH BAY MB 10 PG 11 19-12-6 .8AC
Legal Range	06W
Legal Township	12S
Legal Section	19
Legal Subdivision	SOUTH BAY SUB
Legal Lot Number	11
Jurisdiction	WALKER AL
Township / Civil Division	SIPSEY
Census Block Group	1
Census Block	1021
Census Tract	20802

Owner

148 S Bay Dr is owned by an individual who bought it in November 2025.

Source: Walker County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1 ELM ST, MOUNTAIN BRK, AL 35213-3707
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Balloon Mortgage BANKFIRST FINANCIAL SERVICES
Nov 28, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2025 · Amount on File
Deed Sale	Nov 17, 2025 · Amount on File
Prior Sale	Nov 28, 2023 · Amount on File
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Nov 17, 2025
Property Address	148 S BAY DR, JASPER, AL 35503-5689
Document Number	002849/730
Book / Page	2849 / 730
Map Reference	MB 10 PG 11
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 DOGWOOD WAY, BURNS, TN 37029-5297

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ELM ST, MOUNTAIN BRK, AL 35213-3707

Mortgage

Document Number	0028490732
Date	Nov 17, 2025
Instrument	2849/0732

Lender

Name	BANKFIRST FINANCIAL SERVICES

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Mortgage

Document Number	002849/732
Date	Nov 17, 2025
Book Page	2849/732

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2035

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALKER AL
Recording Date	Nov 28, 2023
Property Address	S BAY DR, JASPER, AL 35503
Document Number	002768/528
Book / Page	2768 / 528
Map Reference	MB 10 PG 11
Instrument Date	Nov 28, 2023
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	969 RACCOON CREEK RD, JASPER, AL 35504-3541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 DOGWOOD WAY, BURNS, TN 37029-5297

Tax Assessment & Valuation

The 2025 property tax bill for 148 S Bay Dr was $3,822, up 165.4% from the year before.

Source: Walker County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,822.00 (+165.42%)	$149,900 (+32.75%)	$749,500 (+32.75%)
2024	$1,440.00 (+3.15%)	$112,920 (+3.1%) Land $60,640 Building $52,280	$564,600 (+3.1%) Land $303,200 Building $261,400
2023	$1,396.00 (+45.42%)	$109,520 (+45.56%) Land $60,640 Building $48,880	$547,600 (+45.56%) Land $303,200 Building $244,400
2022	$960.00	$75,240 Land $31,500 Building $43,740	$376,200 Land $157,500 Building $218,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 148 S Bay Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2019–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 S Bay Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRY WATER AUTHORITY serves 18,060 people · EPA ID AL0001432
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Bay Dr

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