148 Rutter Ln, Erwin, TN 37650 Property Records

Unicoi County property record for 148 Rutter Ln, Erwin, TN 37650 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Custom Design
Year Built	Built 1987
Square Footage	2,385 sqft Living Area
Lot Size	20,909 sqft (0.48 acres)
Occupancy	Owner Occupied
Last Sale	$155,000 (2019)
Tax Bill	$1,195.00 (2025)

Owner

Source: Unicoi County records · APN 031O-C-005.00

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 RUTTER LN, ERWIN, TN 37650-7931
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 21, 2019	Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Deed Doc Number	20192015
Deed Book / Page	427 / 498
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Recording Date	May 07, 2026
Property Address	148 RUTTER LN, ERWIN, TN 37650-7931
Document Number	0000000925
Book / Page	503 / 514
Instrument Date	Apr 30, 2026
Instrument	2026925
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RUTTER LN, ERWIN, TN 37650-7931

Mortgage

Document Number	0000000925,
Date	May 07, 2026
Book Page	503/514
Instrument	2026925

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	148 RUTTER LN, ERWIN, TN 37650-7931
Transaction Type	Mortgage
Record Updated	Apr 02, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	443827
Date	Mar 25, 2021
Book Page	443/827
Instrument	21000626

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 21, 2019
Property Address	148 RUTTER LN, ERWIN, TN 37650-7931
Document Number	427498
Book / Page	000427 / 000498
Instrument Date	Oct 21, 2019
Instrument	2015
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$573.50
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	148 RUTTER LN ERWIN TN 376507931, ERWIN, TN 37650-7931

Mortgage

Document Number	427501
Date	Oct 21, 2019
Book Page	000427/000501
Instrument	2016

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

Tax Assessment & Valuation

Source: Unicoi County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,195.00	$45,775 (-) Land $7,875 Building $37,900	$183,100 (-) Land $31,500 Building $151,600
2024	$1,195.00 (+11.06%)
2023		$45,775 (-) Land $7,875 Building $37,900
2022	$1,076.00	$45,775 Land $7,875 Building $37,900	$183,100 Land $31,500 Building $151,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), updated August 23, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 63% of Tennessee
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`031O-C-005.00`
Alternative APNs	`086031O C 00500` `000008779`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,385 sqft Living Area
Gross Area	3,180 sqft Gross Area
1st Floor	1,590 sqft 1st Floor
Basement Area	1,590 sqft Basement
Finished Basement	795 sqft Finished
Unfinished Basement	795 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1987
Architectural Style	Custom Design Style
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,909 sqft (0.48 acres)
Depth X Width	85 ft x 33 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	96 sqft Shed
Deck Area	84 sqft Deck
Patio Area	84 sqft Patio
Porch Area	344 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Commercial Water Source

Location & Zoning

Street Address	148 RUTTER LN
City	ERWIN
State	TN
Zip	37650-7931
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COUNTY AREA: E01
Jurisdiction	UNICOI TN
Minor Civil Division	1
Census Blockgroup	2
Census Block	2031
Census Tract	80200

148 Rutter Ln, Erwin, TN 37650 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on Rutter Ln

Nearby Streets

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