Schenectady County and Schenectady City property record for 148 Robinson St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,700 sqft · built 1981 |
| Lot Size | 0.173 acres (7,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Mar 2022) |
| Tax Bill | $6,585 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.60-5-8.1 |
| Primary APN | 421500 49.60-5-8.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 740 sqft |
| Upper Floors Area | 288 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,560 sqft (0.173 acres) |
| Lot Dimensions | 108 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 80 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 148 ROBINSON ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | & 147 RAISED RANCH 000340516 40,900 |
| Legal Block | 5 |
| Legal Lot Number | 8.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20700 |
148 Robinson St is owned and occupied by an individual who bought it in March 2022.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 148 ROBINSON ST, SCHENECTADY, NY 12304-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Mar 23, 2022 | Deed, Transfer · FHA Mortgage SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on File |
| Deed Sale | Mar 23, 2022 · Amount on File |
| Prior Sale | Aug 31, 1995 · Amount on File |
| Deed Document Number | 202214964 |
| Deed Book / Page | 2081 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 7, 2026 |
| Property Address | 148 ROBINSON ST, SCHENECTADY, NY 12304-1322 |
| Document Number | 0000010743 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202610743 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 148 ROBINSON ST, SCHENECTADY, NY 12304-1322 |
| Document Number | 0000010743, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 202610743 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | Mar 1, 2052 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 23, 2022 |
| Property Address | 148 ROBINSON ST, SCHENECTADY, NY 12304-1322 |
| Document Number | 0000014964 |
| Book / Page | 2081 / 172 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 202214964 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 MICHELLE DR, CLIFTON PARK, NY 12065-1670 |
| Name | Verified Name |
|---|---|
| Address | 300 SHERIDAN AVE, ALBANY, NY 12210-1417 |
| Document Number | 0000014965 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 202214965 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 148 Robinson St was $6,585, up 2.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,585.00 (+2.63%) | ||
| 2025 | $6,416.00 | $119,600 Land $17,900 Building $101,700 | $198,046 Land $29,641 Building $168,405 |
| 2023 | $119,600 (-) Land $17,900 Building $101,700 | $151,392 (+3.8%) Land $22,658 Building $128,734 | |
| 2022 | $119,600 Land $17,900 Building $101,700 | $145,854 Land $21,829 Building $124,025 | |
| 2021 | $6,082.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 148 Robinson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 148 Robinson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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