148 River Walk Ct, Elgin, IL 60120 Property Records

Kane County property record for 148 River Walk Ct, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,875 sqft · built 2005
Lot Size	0.21 acres (936 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2020)
Tax Bill	$6,704 (2025)
Deeds & Mortgages	May 2024 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-13-352-163`

Property Details

APN / Parcel Number

Primary APN	`06-13-352-163`
Alternative APN	`0613352152`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,875 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	936 sqft (0.21 acres)
Lot Dimensions	52 ft deep x 18 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	148 RIVER WALK CT
City	ELGIN
State	IL
Zip	60120-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER PARK PLACE LOT 12 AS DESC IN DOC 2008K068542
Legal Subdivision	RIVER PARK PLACE
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2043
Census Tract	854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 RIVER WALK CT, ELGIN, IL 60120-6431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Quit Claim Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on Record
Deed Sale	Jul 17, 2020 · Amount on Record
Prior Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	202038952
Last Transfer Date	Apr 18, 2024
Transfer Doc	0000014275
Record Updated	Sep 20, 2026

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 1, 2024
Property Address	148 RIVER WALK CT, ELGIN, IL 60120-6431
Document Number	0000014275
Map Reference	DOC 2004K072591
Instrument Date	Apr 18, 2024
Instrument	2024K014275
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RIVER WALK CT, ELGIN, IL 60120-6431

Mortgage

Document Number	0000014276
Date	May 1, 2024
Instrument	2024K014276

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 17, 2020
Property Address	148 RIVER WALK CT, ELGIN, IL 60120-6431
Document Number	0000038952
Map Reference	DOC 2004K072591
Instrument Date	Jun 24, 2020
Instrument	2020K038952
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 RIVER WALK CT, 148, ELGIN, IL 60120-6431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RIVER WALK CT, ELGIN, IL 60120-6431

Mortgage

Document Number	0000038953
Date	Jul 17, 2020
Instrument	2020K038953

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

Mortgage

Document Number	0000038954
Date	Jul 17, 2020
Instrument	2020K038954

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,704.00 (+15.85%)	$95,878 (+8.57%) Land $27,164 Building $68,714	$287,749 (+8.57%) Land $81,525 Building $206,224
2024		$88,310 (+21.39%) Land $25,020 Building $63,290	$265,036 (+21.44%) Land $75,090 Building $189,946
2022	$5,787.00 (+4.61%) Homeowner's exemption	$72,747 (+6.96%) Land $20,611 Building $52,136	$218,241 (+6.96%) Land $61,833 Building $156,408
2021	$5,532.00 Homeowner's exemption	$68,013 Land $19,270 Building $48,743	$204,039 Land $57,810 Building $146,229

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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