148 River Rd, Newcastle, ME 04553 Property Records

Lincoln County and Newcastle Town property record for 148 River Rd, Newcastle, ME 04553

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,830 sqft · built 2005
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Tax Bill	$15,373 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NEWC M:005 L:011`

Property Details

APN / Parcel Number

Primary APN	`NEWC M:005 L:011`
Alternative APN	`286`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,830 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	90,605 sqft (2.08 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	286
Street Address	148 RIVER RD
City	NEWCASTLE
State	ME
Zip	04553-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEASON
Legal Lot Number	11
Jurisdiction	NEWCASTLE ME
Township / Civil Division	NEWCASTLE
Census Block Group	2
Census Block	2085
Census Tract	975400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

148 River Rd is owned and occupied by two individuals.

Source: Lincoln County and Newcastle Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 RIVER RD, NEWCASTLE, ME 04553-3805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK
May 29, 2019	Deed of Trust, Mortgage · Balloon Mortgage 1ST NATIONAL BANK
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
May 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Dec 21, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Recording Date	Oct 6, 2026
Property Address	148 RIVER RD, NEWCASTLE, ME 04553-3805
Document Number	0000128608
Book / Page	6400 / 119
Instrument Date	Sep 10, 2026
Instrument	2026128608
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RIVER RD, NEWCASTLE, ME 04553-3805

Mortgage

Document Number	0000128608,
Date	Oct 6, 2026
Book Page	6400/119
Instrument	2026128608

Lender

Name	NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Property Address	148 RIVER RD, NEWCASTLE, ME 04553-3805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053870154
Date	May 29, 2019
Book Page	5387/154
Instrument	49787

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Property Address	148 RIVER RD, NEWCASTLE, ME 04553-3805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054490116
Date	Oct 25, 2019
Book Page	5449/116
Instrument	55354

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWCASTLE ME
Property Address	148 RIVER RD, NEWCASTLE, ME 04553-3805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055160253
Date	May 6, 2020
Book Page	5516/253
Instrument	60592

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NEWCASTLE ME
Recording Date	Dec 21, 2020
Property Address	148 RIVER RD, NEWCASTLE, ME 04553-3805
Document Number	0056370135
Book / Page	005637 / 000135
Instrument Date	Dec 16, 2020
Instrument	69392
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RIVER RD NEWCASTLE ME 045533805, NEWCASTLE, ME 04553-3805

Tax Assessment & Valuation

The 2025 property tax bill for 148 River Rd was $15,373, up 5.2% from the year before.

Source: Lincoln County and Newcastle Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Newcastle Town
Elementary School District	Great Salt Bay Community School District (KG - 08)
Secondary School District	Newcastle (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,373.00 (+5.15%)	$1,075,000 (-) Land $330,800 Building $744,200
2024	$14,620.00 (+17.85%)	$1,075,000 (+38.64%) Land $330,800 Building $744,200	$1,177,620
2023	$12,406.00	$775,400 Land $251,200 Building $524,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–2001)
Most Recent Claim	Mar 2001 · Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Tidewater O.P.E.N. Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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