Claiborne County property record for 148 River Rd, Harrogate, TN 37752
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,670 sqft · built 1976 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,061 (2024) |
| Deeds & Mortgages | Dec 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013015 04002 |
| Primary APN | 013015 04002 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Upper Floors Area | 928 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 200 ft deep x 135 ft wide |
| Terrain | Low |
| Garage Type | Mixed |
| Garage Area | 325 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 148 RIVER RD |
|---|---|
| City | HARROGATE |
| State | TN |
| Zip | 37752-7608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H01 |
| Legal Subdivision | BK 3 PG 183 |
| Jurisdiction | CLAIBORNE TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970100 |
Source: Claiborne County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 RIVER RD, HARROGATE, TN 37752-7608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1982 |
| Deed Sale | Jan 1, 1982 |
| Prior Sale | Jan 2, 1978 |
| Deed Book / Page | 156 / 680 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAIBORNE TN |
| Property Address | 148 RIVER RD, HARROGATE, TN 37752-7608 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | BROADWAY TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 148 RIVER RD, HARROGATE, TN 37752-7608 |
| Document Number | 0001592563 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 1592/563 |
| Instrument | 21010834 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.16% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
Source: Claiborne County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Claiborne County |
| Municipality | Harrogate City |
| Unified School District | Claiborne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,350 (-) Land $5,050 Building $40,300 | ||
| 2024 | $1,061.00 (+16.98%) | ||
| 2022 | $907.00 | $45,350 Land $5,050 Building $40,300 | $181,400 Land $20,200 Building $161,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2002–2020) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 92% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| MountaiNet Telephone Company Fiber | 1,000 / 1,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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