148 Regal St, Springfield, MA 01118 Property Records

Hampden County and Springfield City property record for 148 Regal St, Springfield, MA 01118

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,054 sqft · built 1958
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2022)
Tax Bill	$3,502 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10140 P:0020`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10140 P:0020`
Alternative APN	`101400020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	910 sqft
Basement Area	192 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	101400020
Street Address	148 REGAL ST
City	SPRINGFIELD
State	MA
Zip	01118-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1007
Census Tract	802500

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 REGAL ST, SPRINGFIELD, MA 01118-1717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Quit Claim Deed, Transfer · FHA Mortgage INLAND BANK & TRUST
Aug 15, 2019	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on Record
Deed Sale	Sep 30, 2022 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	202259010
Deed Book / Page	24749 / 44
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 30, 2022
Property Address	148 REGAL ST, SPRINGFIELD, MA 01118-1717
Document Number	0024749-44
Book / Page	24749 / 44
Instrument Date	Sep 30, 2022
Instrument	59010
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	599 CHICOPEE ST, CHICOPEE, MA 01013-5226

Mortgage

Document Number	0000059011
Date	Sep 30, 2022
Instrument	59011

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Aug 15, 2019
Property Address	148 REGAL ST, SPRINGFIELD, MA 01118-1717
Document Number	22805-371
Book / Page	22805 / 371
Instrument Date	Aug 12, 2019
Instrument	46032
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 AVERY ST, E LONGMEADOW, MA 01028-2004

Mortgage

Document Number	46033
Date	Aug 15, 2019
Instrument	46033

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,502.00 (-1.9%)	$226,500 (-0.53%) Land $51,500 Building $175,000	$275,122 (-4.86%)
2025	$3,570.00 (+8.94%)	$227,700 (+18.47%) Land $51,500 Building $176,200	$289,180 (+1.74%)
2024			$284,240
2023	$3,277.00	$192,200 Land $49,100 Building $143,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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