148 Rapids Rd, Fort Mill, SC 29715 Property Records

York County property record for 148 Rapids Rd, Fort Mill, SC 29715

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,637 sqft · built 2004
Lot Size	0.032 acres (1,415 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Jun 2020)
Tax Bill	$2,045 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-20-02-152`

Property Details

APN / Parcel Number

Primary APN	`020-20-02-152`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	1,949 sqft
1st Floor Area	725 sqft
2nd Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Lot Area	1,415 sqft (0.032 acres)
Garage Area	209 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	39 sqft
Patio Area	192 sqft

Location & Zoning

Street Address	148 RAPIDS RD
City	FORT MILL
State	SC
Zip	29715-6473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 102 MP 4 MP SITE 1 TOWNHOME CASCADES # 124
Legal Subdivision	THE CASCADES @ RIVER CROSSING
Legal Lot Number	102
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	3
Census Block	3033
Census Tract	61004

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 RAPIDS RD, FORT MILL, SC 29715-6473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jun 2, 2020	Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 22, 2017	Warranty Deed, Transfer · Conventional Mortgage UWHARRIE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	202023543
Deed Book / Page	18313 / 312
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	148 RAPIDS RD, FORT MILL, SC 29715-6473
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1983500252
Date	Dec 10, 2021
Book Page	19835/252
Instrument	2021070643

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jun 2, 2020
Property Address	148 RAPIDS RD, FORT MILL, SC 29715-6473
Document Number	1831300312
Book / Page	18313 / 312
Map Reference	MB E-331 PG 10
Instrument Date	May 28, 2020
Instrument	2020023543
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$688.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 RAPIDS RD, FORT MILL, SC 29715-6473

Mortgage

Document Number	2020023544
Date	Jun 2, 2020
Instrument	2020023544

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jun 22, 2017
Property Address	148 RAPIDS RD, FORT MILL, SC 29715-6473
Document Number	1644100092
Book / Page	16441 / 092
Map Reference	MB C3321 PG 10
Instrument Date	May 23, 2017
Instrument	201700024948
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	148 RAPIDS RD, FORT MILL, SC 29715-6473

Mortgage

Document Number	201700024949
Date	Jun 22, 2017
Instrument	201700024949

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Fort Mill Town
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,045.00 (+16%)	$8,322 (+15.22%) Land $1,344 Building $6,978	$260,000 (+43.98%) Land $42,000 Building $218,000
2023	$1,763.00 Additional exemption filed	$7,223 Land $1,200 Building $6,023	$180,583 Land $30,000 Building $150,583

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 units insured incl. 30 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FORT MILL private · serves 25,000 people · EPA ID SC4610003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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