York County and Biddeford City property record for 148 Prospect St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,274 sqft · built 1956 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (May 2026) |
| Tax Bill | $4,637 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:28 L:124 |
| Primary APN | BIDD M:28 L:124 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,274 sqft Living Area |
| Gross Area | 2,765 sqft |
| 1st Floor Area | 910 sqft |
| Attic | Attic |
| Attic Area | 910 sqft |
| Basement Area | 910 sqft |
| Unfinished Basement | 910 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 148 PROSPECT ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 124 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 25205 |
Source: York County and Biddeford City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE |
| Jun 28, 2024 | Deed of Trust, Mortgage · Line of Credit TRUCHOICE FEDERAL CREDIT UNION |
| Jan 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING |
| May 8, 2026 | Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Oct 12, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 10, 2022 | Warranty Deed, Transfer |
| Oct 9, 2020 | Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on Record |
| Deed Sale | May 8, 2026 · Amount on Record |
| Prior Sale | Nov 10, 2022 · Amount on Record |
| Deed Document Number | 202615509 |
| Deed Book / Page | 19899 / 698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0197890853 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 19789/853 |
| Instrument | 2025042348 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0194600750 |
|---|---|
| Date | Jun 28, 2024 |
| Book Page | 19460/750 |
| Instrument | 2024018864 |
| Name | TRUCHOICE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0195970863 |
|---|---|
| Date | Jan 29, 2025 |
| Book Page | 19597/863 |
| Instrument | 2025002986 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | May 8, 2026 |
| Property Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Document Number | 0198990698 |
| Book / Page | 19899 / 698 |
| Instrument Date | May 8, 2026 |
| Instrument | 202615509 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Date | May 8, 2026 |
|---|
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Oct 12, 2023 |
| Property Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Document Number | 0193280046 |
| Book / Page | 19328 / 46 |
| Instrument Date | Oct 11, 2023 |
| Instrument | 2023032460 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Nov 10, 2022 |
| Property Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Document Number | 0191510416 |
| Book / Page | 19151 / 416 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 2022047884 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Oct 9, 2020 |
| Property Address | 148 PROSPECT ST, BIDDEFORD, ME 04005-3839 |
| Document Number | 0184080459 |
| Book / Page | 18408 / 459 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 2020051101 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 PALACE DR, SANFORD, ME 04073-5953 |
| Document Number | 2020051102 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 2020051102 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,637.00 (+6.21%) | $310,400 (+1.11%) Land $131,400 Building $179,000 | |
| 2024 | $4,366.00 (+9.2%) | $307,000 (+0.75%) Land $131,400 Building $175,600 | |
| 2023 | $3,998.00 (+22.75%) | $304,700 (+53.5%) Land $129,100 Building $175,600 | $387,030 |
| 2022 | $3,257.00 | $198,500 Land $75,200 Building $123,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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