148 Prospect Ridge Rd, Troy, AL 36079 Property Records

Pike County property record for 148 Prospect Ridge Rd, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,688 sqft · built 2011
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2021)
Tax Bill	$786 (2022)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`820962`

Property Details

APN / Parcel Number

Primary APN	`820962`
Alternative APN	`55 17 04 17 0 000 023.017`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,688 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 137 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	820962
Street Address	148 PROSPECT RIDGE RD
City	TROY
State	AL
Zip	36079-2976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT # 37 OF THE OAKS AT PROSPECT RIDGE PB 2007 PG 9 IN SEC 8 T9N R21E
Legal Subdivision	THE OAKS AT PROSPECT RIDGE
Legal Lot Number	37
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2013
Census Tract	189003

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	148 PROSPECT RIDGE RD, TROY, AL 36079-2976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Apr 11, 2016 · Amount on Record
Deed Document Number	0020212132
Deed Book / Page	2021 / 2132
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jul 8, 2021
Property Address	148 PROSPECT RIDGE RD, TROY, AL 36079-2976
Document Number	02021/2132
Book / Page	2021 / 2132
Map Reference	MB 2007 PG 9
Instrument Date	Jul 6, 2021
Instrument	2021-2132
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 PROSPECT RIDGE RD, TROY, AL 36079-2976
Investor	Possibly a Property Investor

Mortgage

Document Number	2021768820217688
Date	Jul 8, 2021
Instrument	2021/768820217688

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$24,700 (+4.84%) Land $4,380 Building $20,320	$246,980 (+4.87%) Land $43,800 Building $203,180
2023	Additional exemption filed	$23,560 (+3.88%)	$235,520 (+3.9%) Land $31,300 Building $204,220
2022	$786.00 Homeowner's exemption	$22,680	$226,680 Land $31,300 Building $195,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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