148 Pratt Rd, Eden, NC 27288 Property Records

Rockingham County property record for 148 Pratt Rd, Eden, NC 27288

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 1965
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Tax Bill	$1,309 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7050-03-43-7736-00`

Property Details

APN / Parcel Number

Primary APN	`7050-03-43-7736-00`
Alternative APN	`102395`

Interior

Stories	1 Story
Building Area	1,620 sqft Finished Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Lot Area	66,647 sqft (1.53 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Geothermal

Location & Zoning

Account Number	102395
Street Address	148 PRATT RD
City	EDEN
State	NC
Zip	27288-7605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES PROTEC
Legal Description	1.53 AC VERLON BOWMAN SUR VEY BOWMAN VERLON SURVEY
Legal Subdivision	SURVEY FOR VERLON BOWMAN & KAREN BOWMAN
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	PRICE
Census Block Group	3
Census Block	3004
Census Tract	40601

Owner

Source: Rockingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	148 PRATT RD, EDEN, NC 27288-7605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Oct 5, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	148 PRATT RD, EDEN, NC 27288-7605
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 PRATT RD, EDEN, NC 27288-7605

Mortgage

Document Number	0000621668
Date	Dec 30, 2021
Book Page	1617/2123
Instrument	621668

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	148 PRATT RD, EDEN, NC 27288-7605
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 PRATT RD, EDEN, NC 27288-7605

Mortgage

Document Number	0000618092
Date	Oct 5, 2021
Book Page	1611/1413
Instrument	618092

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	EDEN, NC 27288

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	143 Months
Due	Sep 5, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM NC
Property Address	148 PRATT RD, EDEN, NC 27288-7605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000573455
Date	Mar 28, 2018
Book Page	1539/2292
Instrument	573455

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,309.00 (+89.71%)	$201,781 (-) Land $21,254 Building $180,527	$201,781 (-) Land $21,254 Building $180,527
2025	$690.00 (-19.86%)	$201,781 (+86.13%) Land $21,254 Building $180,527	$201,781 (+86.13%) Land $21,254 Building $180,527
2023	$861.00	$108,410 Land $11,878 Building $96,532	$108,410 Land $11,878 Building $96,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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