Monmouth County and Howell Township property record for 148 Pine Needle St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,078 sqft · built 1984 |
| Lot Size | 0.261 acres (11,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jun 2005) |
| Tax Bill | $9,679 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jan 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00001-09-00017 |
| Primary APN | 21-00001-09-00017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,078 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Upper Floors Area | 1,332 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,360 sqft (0.261 acres) |
| Lot Dimensions | 142 ft deep x 80 ft wide |
| Garage Type | Built-in |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Patio Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 30191700 |
|---|---|
| Street Address | 148 PINE NEEDLE ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | LAUREL MANOR SEC 06 |
| Legal Block | 1.9 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 811501 |
Source: Monmouth County and Howell Township records · APN 21-00001-09-00017
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 148 PINE NEEDLE ST, HOWELL, NJ 07731-2687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK |
| Jan 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Jan 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMINISTRATI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2005 · Amount on Record |
| Deed Sale | Jun 01, 2005 · Amount on Record |
| Prior Sale | Mar 09, 2001 · Amount on Record |
| Deed Book / Page | 8466 / 5333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 148 PINE NEEDLE ST, HOWELL, NJ 07731-2687 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095597880 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 9559/7880 |
| Instrument | 2021168929 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 10, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 148 PINE NEEDLE ST, HOWELL, NJ 07731-2687 |
| Document Number | 0000004307 |
| Instrument Date | Jan 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 148 PINE NEEDLE ST HOWELL NJ 077312687, HOWELL, NJ 07731-2687 |
| Document Number | 0000004307 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 009330/008327 |
| Instrument | 4307 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | EL PASO, TX 79935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 148 PINE NEEDLE ST, HOWELL, NJ 07731-2687 |
| Document Number | 0000004317 |
| Instrument Date | Jan 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 148 PINE NEEDLE ST HOWELL NJ 077312687, HOWELL, NJ 07731-2687 |
| Document Number | 0000004317 |
|---|---|
| Date | Jan 14, 2019 |
| Book Page | 009330/008354 |
| Instrument | 4317 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | EL PASO, TX 79935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2049 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $606,900 (+7.47%) Land $373,100 Building $233,800 | $606,900 (+7.47%) Land $373,100 Building $233,800 | |
| 2025 | $9,679.00 (+5%) | $564,700 (+24.06%) Land $333,100 Building $231,600 | $564,700 (+24.06%) Land $333,100 Building $231,600 |
| 2024 | $9,218.00 (+16.3%) | ||
| 2023 | $455,200 Land $233,100 Building $222,100 | $455,200 Land $233,100 Building $222,100 | |
| 2022 | $7,926.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Xfinity.
Based on FCC filings for 317 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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