Frederick County property record for 148 Penwick Cir, Frederick, MD 21702 · Last verified September 2023
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,268 sqft Total Area |
| Lot Size | 2,960 sqft (0.067 acres) |
| Garage | Built-in, 240 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2019) |
| Tax Bill | $5,298.00 (2023) |
| Primary APN | 02-208849 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 2,268 sqft Total Area |
| 1st Floor | 890 sqft 1st Floor |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,960 sqft (0.067 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 240 sqft Garage |
| Deck Area | 180 sqft Deck |
| Porch | Open Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Account Number | 208849 |
|---|---|
| Old Parcel Number | 2208849 |
| Street Address | 148 PENWICK CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-5106 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 7022 PLAT 14 2,960 SQ. FT. TASKERS CHANCE |
| Legal Subdivision | TASKERS CHANCE 14 SEC 04-9 |
| Legal Lot Number | 7022 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 750504 |
Source: Frederick County records · APN 02-208849
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 148 PENWICK CIR, FREDERICK, MD 21702-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MORTGAGE ASSOCIATION INC |
| Dec 31, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on Record |
| Deed Sale | Dec 31, 2019 · Amount on Record |
| Prior Sale | May 06, 2010 · Amount on Record |
| Deed Doc Number | 0013433232 |
| Deed Book / Page | 13433 / 232 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 148 PENWICK CIR, FREDERICK, MD 21702-5106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CU TITLE INSURANCE AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0152660181 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 15266/181 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 31, 2019 |
| Property Address | 148 PENWICK CIR, FREDERICK, MD 21702-5106 |
| Document Number | 0134330232 |
| Book / Page | 13433 / 0232 |
| Map Reference | MB 59 PL 95 |
| Instrument Date | Nov 04, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | ORIGINAL TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 148 PENWICK CIR, FREDERICK, MD 21702-5106 |
| Document Number | 134330239 |
|---|---|
| Date | Dec 31, 2019 |
| Instrument | 13433/0239 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,298.00 | $289,867 | $339,400 Land $70,000 Building $269,400 |
148 Penwick Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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