148 Pear Tree Rd, Troutman, NC 28166 Property Records

Iredell County property record for 148 Pear Tree Rd, Troutman, NC 28166

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 1997
Lot Size0.84 acres (36,590 sqft)
Owner2 Individual Names on Record
Last Sale$278,000 (May 2020)
Tax Bill$1,679 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN4751-16-7341.000

Property Details

APN / Parcel Number

Primary APN4751-16-7341.000
Alternative APN
  • 80071767

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,612 sqft Heated Area
Gross Area3,694 sqft
1st Floor Area1,612 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialWood Shingle
Lot Area36,590 sqft (0.84 acres)
Lot Width150 ft Width
Garage TypeMixed
Garage Area1,752 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area30 sqft
Deck Area300 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80071767
Street Address148 PEAR TREE RD
CityTROUTMAN
StateNC
Zip28166-8794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionL2 KELLY FARMSTEADS PB 25-69
Legal SubdivisionFARMSTEAD
Legal Block16
Legal Lot Number2
JurisdictionIREDELL NC
Township / Civil DivisionBARRINGER
Census Block Group1
Census Block1035
Census Tract61301

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address148 PEAR TREE RD, TROUTMAN, NC 28166-8794
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Oct 23, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 22, 2020Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Mar 20, 2017Deed of Trust, Mortgage · VA Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2020 · Amount on Record
Deed SaleMay 22, 2020 · Amount on Record
Prior SaleDec 10, 1998 · Amount on Record
Deed Book / Page2700 / 1345
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address148 PEAR TREE RD, TROUTMAN, NC 28166-8794
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028442237
DateAug 25, 2021
Book Page2844/2237
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address148 PEAR TREE RD, TROUTMAN, NC 28166-8794
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 PEAR TREE RD, TROUTMAN, NC 28166-8794

Mortgage

Document Number0003023435
DateOct 23, 2023
Book Page3023/435
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateMay 22, 2020
Property Address148 PEAR TREE RD, TROUTMAN, NC 28166-8794
Document Number27001345
Book / Page2700 / 1345
Map ReferenceMB 25 PG 69
Instrument DateMay 9, 2020
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$556.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address260 S CROW CREEK DR NW, 260, CALABASH, NC 28467-3200

Transferred To (Grantee/Buyer)

NameVerified Name
Address148 PEAR TREE RD, TROUTMAN, NC 28166-8794

Mortgage

Document Number27001347
DateMay 22, 2020
Instrument2700/1347
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address148 PEAR TREE RD, TROUTMAN, NC 28166-8794
Document Number24792445
Book / Page002479 / 002445
Instrument DateMar 20, 2017
Transaction TypeMortgage
Record UpdatedMay 9, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address148 PEAR TREE RD TROUTMAN NC 281668794, TROUTMAN, NC 28166-8794

Mortgage

Document Number24792445
DateMar 21, 2017
Book Page002479/002445
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueMar 20, 2032

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$269,930 (-) Land $50,000 Building $219,930$269,930 (-) Land $50,000 Building $219,930
2025$1,679.00$269,930 (-) Land $50,000 Building $219,930$269,930 (-) Land $50,000 Building $219,930
2024$1,679.00$269,930 (-) Land $50,000 Building $219,930$269,930 (-) Land $50,000 Building $219,930
2023$1,679.00 (+21.67%)$269,930 (+30.36%) Land $50,000 Building $219,930$269,930 (+30.36%) Land $50,000 Building $219,930
2022$1,380.00$207,070 Land $36,500 Building $170,570$207,070 Land $36,500 Building $170,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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