148 Ocean Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 148 Ocean Dr, Tavernier, FL 33070 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,447 sqft Living Area
Lot Size	7,700 sqft (0.176 acres)
Occupancy	Owner Occupied
Last Sale	$295,000 (2008)
Tax Bill	$3,219.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00437400-000000`
Alternative APNs	`04633800437400000000` `1535320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,447 sqft Living Area
1st Floor	1,139 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Pile Foundation
Roof Construction	Reinforced Concrete Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	7,700 sqft (0.176 acres)
Depth X Width	110 ft x 70 ft Depth x Width
Garage Area	312 sqft Garage

Exterior Amenities

Fence	Fence
Deck Area	720 sqft Deck
Patio Area	1,018 sqft Patio
Porch	Open Porch
Porch Area	892 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1535320
Old Parcel Number	04633800437400000000
Street Address	148 OCEAN DR
City	TAVERNIER
State	FL
Zip	33070-2340
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 8 LT 18 REVISED PLAT OF TROPICAL ATLANTIC SHORES FIRST ADD PB5-83 PLANTATION KEY OR562-388 OR768-757 OR1516-305 OR1516-306
Legal Range	38E
Legal Township	63S
Legal Section	04
Legal Subdivision	TROPICAL ATLANTIC SHORES 1ST ADD
Legal Block	8
Legal Lot Number	18
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	3
Census Block	3004
Census Tract	970800

Owner

Source: Monroe County records · APN 00437400-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	148 OCEAN DR, TAVERNIER, FL 33070-2340
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2008 · Amount on Record
Deed Sale	Oct 15, 2008 · Amount on Record
Prior Sale	Sep 01, 2006 · Amount on Record
Deed Doc Number	1715632
Deed Book / Page	2384 / 1172
Record Refreshed	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	148 OCEAN DR, TAVERNIER, FL 33070-2340
Document Number	0028780321
Book / Page	002878 / 000321
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	148 OCEAN DR TAVERNIER FL 330702340, TAVERNIER, FL 33070-2340

Mortgage

Document Number	0028780321
Date	Nov 06, 2017
Book Page	002878/000321
Instrument	2142514

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 05, 2032

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$304,117 (+5.99%)	$674,553 (-6.53%) Land $349,965 Building $324,588
2024	$3,219.00 (+0.81%)
2023	$3,193.00 (+1.72%) Homeowner's exemption	$286,939 (+3%)	$721,695 (+16.96%) Land $408,293 Building $313,402
2022	$3,139.00 Homeowner's exemption	$278,582	$617,070 Land $295,526 Building $321,544

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.