148 Nursery Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 148 Nursery Rd, Ridgefield, CT 06877

Property Summary

Property Type	Condominium
Details	4 bd · 4 ba · 4,380 sqft · built 1992
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Last Sale	$1,126,000 (Dec 2021)
Tax Bill	$22,791 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G120506`

Property Details

APN / Parcel Number

Primary APN	`G120506`
Alternative APN	`RIDG M:G12 B:0506`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,380 sqft Living Area
Basement Area	2,087 sqft
Unfinished Basement	2,087 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	G120506
Street Address	148 NURSERY RD
City	RIDGEFIELD
State	CT
Zip	06877-3400
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RAA
Legal Subdivision	OVERLOOK GROVES
Legal Block	506
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2006
Census Tract	245200

Owner

148 Nursery Rd, a condominium, is owned and occupied by two individuals who bought it in December 2021.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 NURSERY RD, RIDGEFIELD, CT 06877-3400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage STEARNS LENDING INC
Mar 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Mar 2, 2020	Deed of Trust, Mortgage · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Apr 28, 1997 · Amount on File
Deed Book / Page	1135 / 522
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Dec 13, 2021
Property Address	148 NURSERY RD, RIDGEFIELD, CT 06877-3400
Document Number	001135-522
Book / Page	1135 / 522
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 S CROSSING WAY, BETHEL, CT 06801-1667

Mortgage

Document Number	0001135525
Date	Dec 13, 2021
Instrument	1135/525

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	148 NURSERY RD, RIDGEFIELD, CT 06877-3400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1071-1128
Date	Mar 18, 2019
Book Page	1071/1128

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	148 NURSERY RD, RIDGEFIELD, CT 06877-3400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1087-20
Date	Mar 2, 2020
Book Page	1087/20

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Mar 1, 2030
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 148 Nursery Rd was $22,791.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,791.00	$832,090 Building $832,090	$582,463 Building $582,463
2024	$22,791.00 (+6.12%)
2023	$21,476.00 (-4.67%)	$832,090 (+5%) Building $832,090
2022	$22,529.00	$792,430 Building $792,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Nursery Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Nursery Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nursery Rd

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