148 Norwood Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 148 Norwood Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	8 bd · 9 ba · 4,455 sqft · built 2019
Lot Size	0.187 acres (8,146 sqft)
Owner	Company Name on Record
Last Sale	$3,350,000 (Oct 2022)
Tax Bill	$22,766 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42190-000-0140`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42190-000-0140`
Alternative APN	`1073792`

Interior

Bedrooms	8 Beds
Full Baths	9 Baths
Stories	3 Stories
Building Area	4,455 sqft Living Area
Gross Area	5,025 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Tin
Lot Area	8,146 sqft (0.187 acres)
Lot Dimensions	10.9 ft deep x 7.5 ft wide

Exterior Amenities

Porch	Porch
Porch Area	570 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1073792
Street Address	148 NORWOOD DR
City	MIRAMAR BEACH
State	FL
Zip	32550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 SANDPIPER BEACH COLONY UNREC DESC AS: COM AT NE/C OF SEC 33-2S-21W, N 88 DEG 00'W ALG N LN OF SEC 850FT, S 02 DEG OO'W
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	SANDPIPER BEACH COLONY
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1009
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	129 ANGELINA LN, MILLS RIVER, NC 28759-0094
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 26, 2020	Deed of Trust, Mortgage SYNOVUS BK
Apr 8, 2019	Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS
Oct 25, 2018	Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Apr 8, 2019
Deed Document Number	20220044875
Deed Book / Page	3269 / 2142
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 7, 2022
Property Address	148 NORWOOD DR, MIRAMAR BEACH, FL 32550
Document Number	0032692142
Book / Page	3269 / 2142
Instrument Date	Sep 26, 2022
Instrument	20220044875
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	AMOUR SETTLEMENT SERVICES LLC, VOXTUR SETTLEMENT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 HIDEAWAY BAY DR, MIRAMAR BEACH, FL 32550-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 ANGELINA LN, MILLS RIVER, NC 28759-0094

Mortgage

Document Number	0032692145
Date	Oct 7, 2022
Instrument	3269/2145

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	148 NORWOOD DR, MIRAMAR BEACH, FL 32550
Document Number	0031381380
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 NORWOOD DR MIRAMAR BEACH FL 32550, MIRAMAR BEACH, FL 32550

Mortgage

Document Number	0031381380
Date	Mar 30, 2020
Book Page	003138/001380
Instrument	11392

Lender

Name	SYNOVUS BK
Type	Bank
Address	1148 BROADWAY, COLUMBUS, GA 31901-2429

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 29, 2040

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 8, 2019
Property Address	148 NORWOOD DR, MIRAMAR BEACH, FL 32550
Document Number	0301014137
Book / Page	030101 / 004137
Instrument Date	Apr 1, 2019
Instrument	10668
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	129 LONG LAKE DR MIRAMAR BEACH FL 325508243, MIRAMAR BEACH, FL 32550-8243

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 25, 2018
Property Address	148 NORWOOD DR, MIRAMAR BEACH, FL 32550
Document Number	0030882014
Book / Page	003088 / 002014
Instrument Date	Oct 24, 2018
Instrument	35684
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$3,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4501 SAWGRASS WAY DESTIN FL 325413431, DESTIN, FL 32541-3431

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,492,371 (-) Land $680,000 Building $1,812,371	$2,492,371 (-) Land $680,000 Building $1,812,371
2024	$22,766.00 (-0.59%)	$2,492,371 (-1.11%) Land $680,000 Building $1,812,371	$2,492,371 (-1.11%) Land $680,000 Building $1,812,371
2023	$22,900.00 (+41.96%)	$2,520,352 (+19.54%) Land $690,000 Building $1,830,352	$2,520,352 (+19.54%) Land $690,000 Building $1,830,352
2022	$16,131.00	$2,108,426 Land $500,372 Building $1,608,054	$2,108,426 Land $500,372 Building $1,608,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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