148 North St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 148 North St, Westbrook, ME 04092

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,501 sqft · built 1889
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,200 (Mar 2020)
Tax Bill	$5,673 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:038 L:059`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:038 L:059`
Alternative APNs	`M:038 B:059` `2965`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,501 sqft Living Area
Gross Area	4,420 sqft
1st Floor Area	1,145 sqft
Attic	Attic
Attic Area	862 sqft
Basement Area	862 sqft
Unfinished Basement	862 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	148 NORTH ST
City	WESTBROOK
State	ME
Zip	04092-3037
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	11
Legal Lot Number	59
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	1
Census Block	1004
Census Tract	2700

Owner

Source: Cumberland County and Westbrook City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	148 NORTH ST, WESTBROOK, ME 04092-3037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 21, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 24, 2017	Warranty Deed, Transfer · FHA Mortgage MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	202015479
Deed Book / Page	36527 / 186
Transfer Doc	0327830184
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Recording Date	Jul 17, 2026
Property Address	148 NORTH ST, WESTBROOK, ME 04092-3037
Document Number	0000029639
Book / Page	42403 / 146
Instrument Date	Jul 10, 2026
Instrument	202629639
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 NORTH ST, WESTBROOK, ME 04092-3037

Mortgage

Document Number	0000029639,
Date	Jul 17, 2026
Book Page	42403/146
Instrument	202629639

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	148 NORTH ST, WESTBROOK, ME 04092-3037
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0418070035
Date	Oct 21, 2025
Book Page	41807/35
Instrument	43352

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK ME
Recording Date	Mar 24, 2017
Property Address	148 NORTH ST, WESTBROOK, ME 04092-3037
Document Number	0338990203
Book / Page	33899 / 0203
Instrument	000000013476
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013477
Date	Mar 24, 2017
Instrument	000000013477

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2047

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$5,673.00 (+10.33%)	$340,100 (+19.71%) Land $84,600 Building $255,500
2022	$5,142.00	$284,100 Land $70,500 Building $213,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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