148 Normal Ave, Kutztown, PA 19530 Property Records

Berks County property record for 148 Normal Ave, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,472 sqft · built 1920
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jul 2020)
Tax Bill	$1,090 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`5443-12-96-3362`

Property Details

APN / Parcel Number

Primary APN	`5443-12-96-3362`
Alternative APNs	`55-5443-12-96-3362` `55005930` `005930`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55005930
Street Address	148 NORMAL AVE
City	KUTZTOWN
State	PA
Zip	19530-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	96
Jurisdiction	BERKS PA
Township / Civil Division	KUTZTOWN
Census Block Group	3
Census Block	3014
Census Tract	14000

Owner

148 Normal Ave is owned and occupied by two individuals who bought it in July 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	148 NORMAL AVE, KUTZTOWN, PA 19530-1728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed, Subdivision Related Transfer · FHA Mortgage TRIDENT MORTGAGE COMPANY LP
Feb 20, 2020	Grant Deed, Transfer STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Feb 20, 2020 · Amount on File
Deed Document Number	202024439
Record Updated	Oct 29, 2026

July 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 22, 2020
Property Address	148 NORMAL AVE, KUTZTOWN, PA 19530-1728
Document Number	0000024439
Instrument Date	Jul 15, 2020
Instrument	2020024439
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2022
Title Company	TRIDENT LAND TRANSFER CO LP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	148 NORMAL AVE, KUTZTOWN, PA 19530-1728

Mortgage

Document Number	0000024440
Date	Jul 22, 2020
Instrument	2020024440

Lender

Name	TRIDENT MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000024441
Date	Jul 22, 2020
Instrument	2020024441

Lender

Name	PENNSYLVANIA HOUSING FINANCE AGENCY
Type	Government Agency
Address	HARRISBURG, PA 17105

Agreement

Amount	Amount on Record

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Feb 20, 2020
Property Address	148 NORMAL AVE, KUTZTOWN, PA 19530-1728
Document Number	0000006304
Instrument Date	Feb 14, 2020
Instrument	6304
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT/BERKS CNTY

Transaction

Amount	Amount on Record
Tax	$520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	251 N ELM ST KUTZTOWN PA 195301339, KUTZTOWN, PA 19530-1339

Tax Assessment & Valuation

The 2026 property tax bill for 148 Normal Ave was $1,090.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Kutztown Borough
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,090.00	$73,100 Land $24,000 Building $49,100	$24,000 Land $24,000
2024	$1,012.00	$73,100 Land $24,000 Building $49,100
1994			$73,100 Land $24,000 Building $49,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Normal Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 Normal Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KUTZTOWN BOROUGH WATER serves 14,200 people · EPA ID PA3060041
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Borough of Kutztown Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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