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148 N Main St, Cranbury, NJ 08512 Property Records

Middlesex County and Cranbury Township property record for 148 N Main St, Cranbury, NJ 08512

Property Summary

Property TypeSingle Family Home
Details4,620 sqft · built 1989
Lot Size1.02 acres (44,823 sqft)
Owner2 Individual Names on File
Last Sale$895,000 (Sep 2016)
Tax Bill$15,913 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-00026-01-00029-28

Property Details

APN / Parcel Number

Primary APN02-00026-01-00029-28
Alternative APNs
  • 02000260001000290028
  • 020002600000002928

Interior

Stories2 Stories
Building Area4,620 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Lot Area44,823 sqft

Location & Zoning

Old Parcel Number020002600000002928
Street Address148 N MAIN ST
CityCRANBURY
StateNJ
Zip08512-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD1
Legal Description1.029 AC
Legal SubdivisionCRANBURY WALK
Legal Block26.1
Legal Lot Number29.28
JurisdictionMIDDLESEX NJ
Township / Civil DivisionCRANBURY
Census Block Group1
Census Block1001
Census Tract8700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cranbury Historic District
listed 1980 · 177 contributing resources · NRIS 80002502

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

148 N Main St is owned and occupied by two individuals who bought it in September 2016.

Source: Middlesex County and Cranbury Township records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address148 N MAIN ST, CRANBURY, NJ 08512-3320
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT MORTGAGE BANKERS INC
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
MLD MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2016 · Amount on File
Deed SaleSep 13, 2016 · Amount on File
Prior SaleNov 7, 1994 · Amount on File
Deed Document Number2016149
Deed Book / Page6864 / 518
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address148 N MAIN ST, CRANBURY, NJ 08512-3320
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyTITLE AUTHORITY INC, TITLE AUTHORITY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021034870
DateMar 11, 2021
Book Page18334/1703
Instrument2021034870
Lender
NameSUMMIT MORTGAGE BANKERS INC
TypeMortgage Company
AddressFLUSHING, NY 11354
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address148 N MAIN ST, CRANBURY, NJ 08512-3320
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000101756
DateOct 19, 2020
Book Page18083/713
Instrument2020101756
Lender
NameMLD MORTGAGE
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueSep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 148 N Main St was $15,913, up 0.1% from the year before.

Source: Middlesex County and Cranbury Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionCranbury Township
Unified School DistrictCranbury Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$866,700 (-) Land $263,500 Building $603,200$866,700 (-) Land $263,500 Building $603,200
2025$15,913.00 (+0.11%)$866,700 Land $263,500 Building $603,200$866,700 Land $263,500 Building $603,200
2024$15,895.00
2023$866,700 Land $263,500 Building $603,200$866,700 Land $263,500 Building $603,200
2022$15,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 N Main St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims29 (1979–2021)
Claims Outside the SFHA9 of 29
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 13 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 148 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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