Saginaw County property record for 148 N Eddy, Merrill, MI 48637
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,132 sqft · built 1948 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2025) |
| Tax Bill | $1,677 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-12-1-27-0408-800 |
| Primary APN | 17-12-1-27-0408-800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,132 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 66 ft deep x 66 ft wide |
| Porch | Porch |
| Porch Area | 53 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 148 N EDDY |
|---|---|
| City | MERRILL |
| State | MI |
| Zip | 48637-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 EXC S 66 FT OF BLK 2 JOHNSTONS SUB-DIV OF A PART OF BLOCK 14 VILLAGE OF MERRILL SEC 27 T12N R1E *ACT 135 ENERGY |
| Legal Range | 01E |
| Legal Township | 12N |
| Legal Section | 27 |
| Legal Subdivision | JOHNSTONS SUB PT OF BLK 14 |
| Legal Block | 12,14,2 |
| Legal Lot Number | 12 |
| Legal Unit | 12 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | JONESFIELD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 12200 |
148 N Eddy is owned and occupied by an individual who bought it in December 2025.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 725 ALEXANDER LN, VASSAR, MI 48768-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on File |
| Deed Sale | Dec 17, 2025 · Amount on File |
| Prior Sale | Apr 3, 2025 · Amount on File |
| Deed Document Number | 202528993 |
| Prior Transfer Date | Jun 1, 1973 |
| Prior Transfer Doc | 1406000659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 17, 2025 |
| Property Address | 148 N EDDY, MERRILL, MI 48637-2551 |
| Document Number | 0000028993 |
| Map Reference | LB 3 PG 15 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025028993 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | ISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 N EDDY, MERRILL, MI 48637-2551 |
| Name | Verified Name |
|---|---|
| Address | 725 ALEXANDER LN, VASSAR, MI 48768-1450 |
| Document Number | 0000028994 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025028994 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 148 N Eddy was $1,677 with a homeowner's exemption, down 0.1% from the year before.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Jonesfield Township |
| Municipality | Merrill Village |
| Unified School District | Merrill Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,700 (+15.51%) | $83,400 (+15.51%) | |
| 2025 | $1,677.00 (-0.06%) Homeowner's exemption | $36,100 | $72,200 |
| 2024 | $1,678.00 | ||
| 2023 | $28,600 | $57,200 | |
| 2022 | $1,303.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 148 N Eddy in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 148 N Eddy has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MERRILL serves 695 people · EPA ID MI0004276 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CMS Internet, Point Broadband.
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