148 N 2nd St, Eagle Lake, FL 33839 Property Records

Polk County property record for 148 N 2nd St, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1925
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2022)
Tax Bill	$2,323 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-07-684500-033030`

Property Details

APN / Parcel Number

Primary APN	`26-29-07-684500-033030`
Alternative APNs	`072926684500033030` `72926000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,356 sqft Living Area
Gross Area	1,212 sqft
1st Floor Area	1,036 sqft
Upper Floors Area	176 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Porch	Screened/Unfinished Porch
Porch Area	368 sqft
Shed	1 Shed

Location & Zoning

Street Address	148 N 2ND ST
City	EAGLE LAKE
State	FL
Zip	33839-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLF WILLIAM SUB PB 8 PG 4 TIER 3 BLK 3 LOT 3
Legal Range	26E
Legal Township	29S
Legal Section	07
Legal Subdivision	WOLF WILLIAM SUBDIVISION
Legal Tract	684500
Legal Block	3
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1074
Census Tract	14701

Owner

148 N 2nd St is owned and occupied by two individuals who bought it in June 2022.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	148 N 2ND ST, EAGLE LAKE, FL 33839-3129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Nov 18, 2019	Warranty Deed, Transfer SUCCESS MTG PTRS
May 24, 2018	Warranty Deed, Transfer · Conventional with PMI MR COOPER
May 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	2022153900
Deed Book / Page	12284 / 1866
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 6, 2022
Property Address	148 N 2ND ST, EAGLE LAKE, FL 33839-3129
Document Number	0000153900
Book / Page	12284 / 1866
Map Reference	MB 8 PG 4
Instrument Date	Jun 3, 2022
Instrument	2022153900
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	HOME SOLUTION TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 N 2ND ST, EAGLE LAKE, FL 33839-3129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 N 2ND ST, EAGLE LAKE, FL 33839-3129

Mortgage

Document Number	0000153901
Date	Jun 6, 2022
Book Page	12284/1868
Instrument	2022153901

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 18, 2019
Property Address	148 N 2ND ST, EAGLE LAKE, FL 33839-3129
Document Number	0110431659
Book / Page	011043 / 001659
Instrument Date	Nov 8, 2019
Instrument	243779
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	SMART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 N 2ND ST EAGLE LAKE FL 338393129, EAGLE LAKE, FL 33839-3129

Mortgage

Document Number	110431661
Date	Nov 18, 2019
Book Page	011043/001661
Instrument	243780

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 24, 2018
Property Address	148 N 2ND ST, EAGLE LAKE, FL 33839-3129
Document Number	0104951102
Book / Page	010495 / 001102
Instrument Date	May 22, 2018
Instrument	111385
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	QUALITY TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2949 PRICES CREEK RD BURNSVILLE NC 287148990, BURNSVILLE, NC 28714-8990

Mortgage

Document Number	104951106
Date	May 24, 2018
Book Page	010495/001106
Instrument	111386

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 16, 2017
Property Address	148 N 2ND ST, EAGLE LAKE, FL 33839-3129
Document Number	0101480613
Book / Page	010148 / 000613
Instrument Date	May 15, 2017
Instrument	93185
Transaction Type	Transfer
Record Updated	Mar 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 N 2ND ST EAGLE LAKE FL 338393129, EAGLE LAKE, FL 33839-3129

Tax Assessment & Valuation

The 2025 property tax bill for 148 N 2nd St was $2,323 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Eagle Lake City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,281 (-4.43%) Land $29,000 Building $125,281	$154,281 (-4.43%) Land $29,000 Building $125,281
2025	$2,323.00 Homeowner's exemption	$161,425 Land $29,000 Building $132,425	$161,425 Land $29,000 Building $132,425
2023	$2,551.00 (+60.84%) Homeowner's exemption	$157,674 (+44.12%) Land $28,000 Building $129,674	$157,674 (+6.55%) Land $28,000 Building $129,674
2022	$1,586.00	$109,401	$147,983 Land $23,000 Building $124,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 N 2nd St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 148 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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