148 Morningside Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 148 Morningside Dr, Falling Waters, WV 25419

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 2,168 sqft · built 1993
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$235,000 (May 2025)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-13M-0098.0000`

Property Details

APN / Parcel Number

Primary APN	`02-13M-0098.0000`
Alternative APNs	`02-02-13M-0098.0000` `07214180`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,168 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07214180
Street Address	148 MORNINGSIDE DR
City	FALLING WATERS
State	WV
Zip	25419-4050
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.05 ACRE LOT 99 PHASE 2 SPRING MILLS TOWNHOUSE
Legal Subdivision	SPRING MILLS SUB PH 2
Legal Lot Number	99
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	971105

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	66 OSAGE LN, MARTINSBURG, WV 25403-8352
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	20250015251
Deed Book / Page	1527 / 6
Record Updated	Jun 8, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jan 24, 2022
Property Address	148 MORNINGSIDE DR, FALLING WATERS, WV 25419-4050
Document Number	001376/334
Book / Page	1376 / 334
Map Reference	CAB 5 SL 71
Instrument Date	Jan 20, 2022
Instrument	20220002317
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,547.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MORNINGSIDE DR, FALLING WATERS, WV 25419-4050

Mortgage

Document Number	003850/212
Date	Jan 24, 2022
Book Page	3850/212
Instrument	20220002318

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	148 MORNINGSIDE DR, FALLING WATERS, WV 25419-4050
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3425/516
Date	Oct 30, 2019
Book Page	3425/516
Instrument	20190032939

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,371.00 (+1.56%)	$112,800 (+5.56%) Land $30,600 Building $82,200	$188,000 (+5.56%) Land $51,000 Building $137,000
2023	$1,350.00	$106,860 Land $24,540 Building $82,320	$178,100 Land $40,900 Building $137,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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