148 Morland Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 148 Morland Dr, Toccoa, GA 30577 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,520 sqft · built 1956
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Apr 2022)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T34 057`

Property Details

APN / Parcel Number

Primary APN	`T34 057`
Alternative APN	`772250`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,520 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	52,272 sqft (1.2 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	348 sqft
Carport	Carport
Carport Area	348 sqft

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	144 sqft
Patio Area	208 sqft
Utility Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	772250
Street Address	148 MORLAND DR
City	TOCCOA
State	GA
Zip	30577-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 16,17 & 30 MRS W H CAMP S/D
Legal Subdivision	MRS W H CAMP
Legal Lot Number	16,17
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2034
Census Tract	970102

Owner

Source: Stephens County records · APN T34 057

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 MORLAND DR, TOCCOA, GA 30577-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL
Jul 15, 2020	Grant Deed, Transfer · Conventional with PMI FIRST CMNTY MTG INC
Jul 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 06, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2022 · Amount on Record
Deed Sale	Apr 30, 2022 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	2022646
Deed Book / Page	1295 / 267
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	0012090100
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 22, 2022
Property Address	148 MORLAND DR, TOCCOA, GA 30577-3209
Document Number	0012950267
Book / Page	1295 / 267
Instrument Date	Apr 22, 2022
Instrument	2022-000646
Transaction Type	Transfer
Record Updated	Mar 03, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MORLAND DR, TOCCOA, GA 30577-3209

Mortgage

Document Number	0012950000000269
Date	Apr 30, 2022
Book Page	0000001295/0000000269
Instrument	000683

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 15, 2020
Property Address	148 MORLAND DR, TOCCOA, GA 30577-3209
Document Number	0012160074
Book / Page	001216 / 000074
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Aug 05, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	148 MORLAND DR TOCCOA GA 305773209, TOCCOA, GA 30577-3209

Mortgage

Document Number	12160076
Date	Jul 15, 2020
Book Page	001216/000076

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 15, 2020
Property Address	148 MORLAND DR, TOCCOA, GA 30577-3209
Document Number	0012160090
Book / Page	001216 / 000090
Instrument Date	Jul 13, 2020
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MORLAND DR TOCCOA GA 305773209, TOCCOA, GA 30577-3209

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	May 12, 2020
Property Address	148 MORLAND DR, TOCCOA, GA 30577-3209
Document Number	0012090100
Book / Page	001209 / 000100
Instrument Date	Apr 28, 2020
Transaction Type	Transfer
Record Updated	Jun 05, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	148 MORLAND DR TOCCOA GA 305773209, TOCCOA, GA 30577-3209

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 06, 2020
Property Address	148 MORLAND DR, TOCCOA, GA 30577-3209
Document Number	0012060248
Book / Page	001206 / 000248
Instrument Date	Mar 11, 2020
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	148 MORLAND DR TOCCOA GA 305773209, TOCCOA, GA 30577-3209

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 22, 2019
Property Address	148 MORLAND DR, TOCCOA, GA 30577-3209
Document Number	0011760173
Book / Page	001176 / 000173
Instrument Date	Apr 18, 2019
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MORLAND DR TOCCOA GA 305773209, TOCCOA, GA 30577-3209

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,035.00 (+34.35%) Homeowner's exemption	$105,956 (+65.89%) Land $4,506 Building $101,450	$264,890 (+65.89%) Land $11,265 Building $253,625
2023	$2,259.00 (+6.56%) Homeowner's exemption	$63,871 (+6.53%) Land $4,506 Building $59,365	$159,678 (+6.53%) Land $11,265 Building $148,413
2022	$2,120.00 Homeowner's exemption	$59,957 Land $4,506 Building $55,451	$149,893 Land $11,265 Building $138,628

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 32% of the US · above 9% of Georgia
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Point Broadband Fiber Holding	Fiber	1,000 / 1,000
TruVista Communications	Cable	500 / 50

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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